NC precious metals dealer bonds.
$300. Five minutes.

Before North Carolina issues a precious metals dealer permit, the dealer must post a $10,000 surety bond under G.S. 66-409, in favor of the State. Ours is $300 flat — a flat 3% of the bond amount, the same for every dealer, with no credit check.

Required under G.S. 66-409 before your dealer permit can be issued
Fixed price, fixed amount — $10,000 bond, $300, no quote process
No credit check on this bond — the application has no credit section at all
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here is the entire process:

NOW · 5 MINUTES

Apply online

Business details, the county of the principal, and an effective date. That is the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your permit application

Your executed bond arrives by email. The original signed and sealed bond is submitted with your permit application to the local sheriff or police department where your business is located. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$300
2-year term
$600
3-year term
$900
About this bond

What it is and who needs it.

What the bond actually guarantees

North Carolina regulates dealers who buy gold, silver, platinum, coins, and jewelry under Article 25 of Chapter 66 (Regulation of Precious Metal Businesses). G.S. 66-409 requires a dealer to post a bond — or a cash bond or a trust account at an in-state bank — of $10,000, in favor of the State of North Carolina, before any permit is issued.

The bond is a public-protection guarantee. The permit system is designed to deter the disposal of stolen property and protect the public from fraud, and the bond stands behind the dealer’s compliance with the recordkeeping, holding-period, and consumer requirements of the Article. If a dealer’s violation harms a member of the public, they can recover against the bond.

Permits are issued locally — the original signed and sealed bond is filed with the sheriff or police department where the business operates, on a form approved by the Department of Public Safety. If a claim is paid, you repay the surety — it is not insurance for you.

G.S. 66-409 (Article 25, Chapter 66)G.S. 66-409 provides that before a precious metals dealer permit is issued, the dealer shall execute a cash or surety bond, or establish a trust account at a North Carolina bank, in the sum of $10,000 in favor of the State of North Carolina. A surety bond must be on a form approved by the Department of Public Safety, and the initial or renewal application and original bond are submitted to the local law enforcement agency (sheriff or police) where the business is located.

You need this bond if you're

Applying for a precious metals dealer permit — gold, silver, coins, or jewelry buying
Renewing a dealer permit whose current bond is expiring or non-renewing
Opening a new location that needs its own permit and bond filed locally
A pawn or jewelry business adding metals buying that triggers the dealer permit

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn’t have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the North Carolina precious metals dealer bond? +
The premium is $300 — a flat 3% of the fixed $10,000 bond amount, the same for every dealer. The $10,000 is set by G.S. 66-409, so there is no quote process.
Do I pay the $10,000? +
No. You pay $300. The $10,000 is the surety's maximum liability to the State and harmed members of the public if a valid claim is made — not a deposit, and nobody holds your money.
Where do I file the bond? +
Locally. Precious metals permits are issued by the sheriff or police department where your business operates — you submit the original signed and sealed bond with your permit application there, not to a state office.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as you hold the dealer permit. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your permit never lapses over a missed email.
Related bonds

Other New York bonds.

Finish your dealer permit checklist today.

$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →