North Carolina precious metals dealer bonds.
$100 flat.
Before North Carolina issues a precious metals dealer permit, the dealer must post a $10,000 surety bond under G.S. 66-409, in favor of the State. Ours is $100 flat — set by our carrier's rate book for this bond, the same for every dealer. No credit check.
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How much does a North Carolina precious metals dealer bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
License bonds are the simplest thing in surety. Here is the entire process:
Apply online
Business details, the county of the principal, and an effective date. That is the application. No credit check.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase.
File with your permit application
Your executed bond arrives by email. The original signed and sealed bond is submitted with your permit application to the local sheriff or police department where your business is located. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
North Carolina regulates dealers who buy gold, silver, platinum, coins, and jewelry under Article 25 of Chapter 66 (Regulation of Precious Metal Businesses). G.S. 66-409 requires a dealer to post a bond — or a cash bond or a trust account at an in-state bank — of $10,000, in favor of the State of North Carolina, before any permit is issued.
The bond is a public-protection guarantee. The permit system is designed to deter the disposal of stolen property and protect the public from fraud, and the bond stands behind the dealer’s compliance with the recordkeeping, holding-period, and consumer requirements of the Article. If a dealer’s violation harms a member of the public, they can recover against the bond.
Permits are issued locally — the original signed and sealed bond is filed with the sheriff or police department where the business operates, on a form approved by the Department of Public Safety. If a claim is paid, you repay the surety — it is not insurance for you.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your permit application. Your executed bond arrives by email. The original signed and sealed bond is submitted with your permit application to the local sheriff or police department where your business is located. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other North Carolina bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
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$100 flat, no credit check, bond often issued in the same sitting. Free until issued.