NC nursing home patient trust bonds.
Flat 3%. Enter your amount.
A North Carolina nursing facility that holds residents’ personal money posts a resident trust fund bond securing those funds. The amount tracks the funds you hold on deposit — enter it and we issue the bond at a flat 3% with no credit check.
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Apply to filed in one sitting.
No underwriting queue for the standard patient trust bond — enter your amount, pay, and file. Here is the whole thing:
Apply online
Your facility details, the bond amount your resident funds require, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with your Medicaid enrollment
Submit the executed bond to satisfy your resident-trust-fund security requirement. Wet-ink originals mailed whenever the agency insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the resident funds you hold and the premium updates.
What it is and who needs it.
What the patient trust bond covers
When a North Carolina nursing facility holds and manages a resident’s personal money — a resident trust fund — it acts as a fiduciary. The bond is a security for those funds: it guarantees the facility keeps the money separate and in trust, administers it on the residents’ behalf, and keeps an accurate accounting.
For facilities that participate in Medicaid, federal law requires a system that assures the security of residents’ personal funds — a surety bond is the common way to meet it, and North Carolina conditions a facility’s enrollment on holding one when it manages resident funds. The bond is filed for the benefit of the residents whose money the facility holds.
Because the exposure is the money on deposit, the bond amount is sized to the resident funds you hold — generally the highest aggregate balance of all resident accounts. If a facility misappropriates resident funds, a harmed resident (or the State on their behalf) can recover against the bond; if a claim is paid, the facility repays the surety. Enter your figure and we issue at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with your required bond amount — the executed patient trust bond is generated instantly, ready to file.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Patient trust bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the resident funds you hold and file the same day.