NC motor vehicle dealer bonds.
$500 flat.
Also known as the North Carolina auto dealer bond or car dealer bond.
North Carolina requires every licensed motor vehicle dealer to file a $50,000 bond with the DMV. Ours is $500 flat — set by our carrier for this bond, identical for every dealer. A quick soft credit check may apply, e-signed in 1–2 business days.
Trusted by industry leaders
Three steps to licensed.
Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the DMV
Pay online and receive the executed bond, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
North Carolina licenses motor vehicle dealers through the DMV's License and Theft Bureau, and conditions the license on a $50,000 surety bond. The bond is a consumer-and-public-protection guarantee: it stands behind clear title on the vehicles you sell and your compliance with North Carolina's motor vehicle dealer laws.
It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of North Carolina together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who deliver clean title and keep good records treat the bond as a license formality, not a risk. An additional $25,000 bond is generally required for each supplemental place of business — send us the locations and we will confirm the total.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other North Carolina motor vehicle dealer bonds.
Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in North Carolina. Each has its own statute and bond amount.
- Used Motor Vehicle Dealer Bond ($50,000)The $50,000 bond G.S. 20-288(e) requires for a used-vehicle dealer’s main salesroom, filed with the NC DMV on form LT-409. $400 flat, soft pull only.
- Used Motor Vehicle Dealer — Additional Location Bond ($25,000)The $25,000 supplemental-location bond a North Carolina used-vehicle dealer files with the DMV for each extra lot. $200 flat, soft pull only.
Other North Carolina bonds.
The DMV is waiting on one document.
$500 flat, short application, e-signed bond in 1–2 business days. Free until issued.