City of New York private contractor bonds.
Flat 3%. Enter your amount.

To pull a street or sidewalk construction permit in New York City, a registered private contractor must have a permit bond on file with NYC DOT. The city sets the amount on your permit; we issue it at a flat 3% with no credit check — enter the amount and the premium updates.

Required by NYC DOT before a registered private contractor pulls a street or sidewalk permit
Amount set by the city — tied to the permit and scope of work on your application
Flat 3%, no credit pull — enter the required amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard NYC contractor permit bond — enter your amount, pay, and file with NYC DOT. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount NYC DOT required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with NYC DOT

Submit the executed bond to the NYC DOT Permit Office with your insurance certificates so your permit can issue. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your NYC DOT permit and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the contractor bond actually covers

New York City requires anyone doing street or sidewalk construction in the public right-of-way to be a registered NYC DOT permittee, and no permit issues unless the applicable insurance and permit bonds are on file. The bond is a performance and restoration guarantee that stands behind your obligation to do the work to city specification and restore the street or sidewalk.

It is a three-party arrangement: you (the principal), the surety carrier, and the City of New York acting through NYC DOT (the obligee). If you leave a defective restoration or fail to comply with the permit, the city can recover its costs against the bond.

It is not insurance for you — if the surety pays the city, you repay the surety. The city sets the penal sum on your permit; enter that figure and we issue the bond at a flat 3% with no credit check.

NYC DOT permit bond (34 RCNY §2-09)New York City requires private contractors performing sidewalk, curb, and roadway work to be registered with NYC DOT, and the agency will not issue a permit unless the applicable insurance and permit bonds are on file (NYC Highway Rules, 34 RCNY §2-09, and the NYC DOT Street Works permit requirements). NYC DOT sets the bond amount based on the permit type and scope; confirm your required penal sum on your DOT permit application.

You need this bond if you are

A registered NYC DOT contractor pulling a street or sidewalk construction permit
Doing roadway or sidewalk work in the New York City right-of-way
Installing a canopy, vault, or curb cut that DOT conditions on a permit bond
Keeping a standing bond on file so you can pull permits throughout the year

Five minutes, issued on the spot.

Submit the application with the bond amount NYC DOT set — the executed bond is generated instantly, ready to file with the Permit Office.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the NYC private contractor bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. NYC DOT sets the amount on your permit based on the type and scope of work — enter that figure and the quote updates.
Do I pay the full bond amount? +
No. You pay the 3% premium ($275 minimum). The penal sum is the surety's maximum liability to the City of New York — it is not a deposit, and nobody holds your money.
Who requires this bond? +
NYC DOT — no street or sidewalk permit issues to a registered private contractor unless the required insurance and permit bond are on file with the Permit Office.
Is there a credit check? +
No — this bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What amount should I enter? +
Use the penal sum NYC DOT set on your permit. If you are not sure, send us the permit and we will confirm the amount before issuing.
Related bonds

Other New York bonds.

NYC contractor bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount DOT required and file the same day.

Your premium @ 3%$300
Apply now →