City of New York private contractor bonds.
From $100.
To pull a street or sidewalk construction permit in New York City, a registered private contractor must have a permit bond on file with NYC DOT. The city sets the amount on your permit; pricing starts from $100 — no credit check up to $100,000, and most applicants approve instantly — enter the amount and the premium updates.
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How much does a City of New York private contractor bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard NYC contractor permit bond — enter your amount, pay, and file with NYC DOT. Here is the whole thing:
Apply online
Your business details, the bond amount NYC DOT required, and the effective date — that is the application.
Issued on the spot
No credit check up to $100,000.
File with NYC DOT
Submit the executed bond to the NYC DOT Permit Office with your insurance certificates so your permit can issue. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the contractor bond actually covers
New York City requires anyone doing street or sidewalk construction in the public right-of-way to be a registered NYC DOT permittee, and no permit issues unless the applicable insurance and permit bonds are on file. The bond is a performance and restoration guarantee that stands behind your obligation to do the work to city specification and restore the street or sidewalk.
It is a three-party arrangement: you (the principal), the surety carrier, and the City of New York acting through NYC DOT (the obligee). If you leave a defective restoration or fail to comply with the permit, the city can recover its costs against the bond.
It is not insurance for you — if the surety pays the city, you repay the surety. The city sets the penal sum on your permit; enter that figure and see your price — no credit check up to $100,000, and most applicants approve instantly.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with NYC DOT. Submit the executed bond to the NYC DOT Permit Office with your insurance certificates so your permit can issue. Wet-ink originals mailed whenever the office insists.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount NYC DOT set — the executed bond is generated instantly, ready to file with the Permit Office.
Start the application →Common questions.
Other New York bonds.
Price and requirements checked on the carrier’s application, . Page updated .
NYC contractor bond, issued today.
Pricing from $100. Enter the amount DOT required and file the same day.