New Mexico refurbisher bonds.
$200 flat.
A New Mexico manufactured-home refurbisher (Manufacturer II) files a $10,000 consumer protection bond with the Manufactured Housing Division under the Manufactured Housing Act. Ours is $200 flat — set by our carrier's rate book for this bond. A quick soft credit check may apply, fast issuance.
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How much does a New Mexico refurbisher bond cost?
$200 at the $10,000 amount, the same for every applicant.
Three steps to licensed.
Your MHD license is waiting on this bond. Here's the entire process:
Apply once, online
Business details, owner information, effective date — plus a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the MHD
Pay online and receive the executed consumer protection bond, ready to file with the Manufactured Housing Division for your refurbisher license. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
New Mexico licenses the manufactured-housing trades through the Regulation and Licensing Department’s Manufactured Housing Division (MHD) under the Manufactured Housing Act and 14.12.4 NMAC. A Manufacturer II (refurbisher) — a licensee that refurbishes manufactured homes — files a $10,000 consumer protection bond.
The bond is a consumer-protection guarantee: if the licensee violates the Manufactured Housing Act or its regulations and that violation causes a consumer a monetary loss, the bond stands behind paying the consumer back. It’s a three-party arrangement — you (the principal), the surety, and the State of New Mexico (the obligee), with consumers as the protected parties.
It is not insurance for you — if the surety pays a consumer claim, you repay the surety. The bond stays available to consumers for a period after you cease doing business, so keep it active for as long as you hold the license.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the MHD. Pay online and receive the executed consumer protection bond, ready to file with the Manufactured Housing Division for your refurbisher license. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $200 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other New Mexico bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The MHD is waiting on one document.
$200 flat, short application, bond issued when you pay. Free until issued.
