NM refurbisher bonds.
$300 flat. Soft pull.

A New Mexico manufactured-home refurbisher (Manufacturer II) files a $10,000 consumer protection bond with the Manufactured Housing Division under the Manufactured Housing Act. Ours is $300 flat — 3% of the bond amount. One soft credit pull, fast issuance.

Required for a Manufacturer II (refurbisher) license under 14.12.4 NMAC
Fixed amount, fixed price — $10,000 bond, $300, no quote process
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your MHD license is waiting on this bond. Here's the entire process:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything you hear within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the MHD

Pay online and receive the executed consumer protection bond, ready to file with the Manufactured Housing Division for your refurbisher license. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$300
2-year term
$600
3-year term
$900
About this bond

What it is and who needs it.

What the bond actually guarantees

New Mexico licenses the manufactured-housing trades through the Regulation and Licensing Department’s Manufactured Housing Division (MHD) under the Manufactured Housing Act and 14.12.4 NMAC. A Manufacturer II (refurbisher) — a licensee that refurbishes manufactured homes — files a $10,000 consumer protection bond.

The bond is a consumer-protection guarantee: if the licensee violates the Manufactured Housing Act or its regulations and that violation causes a consumer a monetary loss, the bond stands behind paying the consumer back. It’s a three-party arrangement — you (the principal), the surety, and the State of New Mexico (the obligee), with consumers as the protected parties.

It is not insurance for you — if the surety pays a consumer claim, you repay the surety. The bond stays available to consumers for a period after you cease doing business, so keep it active for as long as you hold the license.

14.12.4 NMAC (Manufactured Housing Act)Under the New Mexico Manufactured Housing Act and 14.12.4 NMAC, a Manufacturer II (refurbisher) licensee must file a $10,000 consumer protection bond with the Manufactured Housing Division. The bond pays a consumer who suffers a monetary loss from the licensee’s violation of the Act or its regulations, and remains available for a period after the licensee stops doing business. Confirm the amount and form on your MHD application.

You need this bond if you're

Applying for a Manufacturer II (refurbisher) license with the MHD
Renewing your refurbisher license and your current bond is expiring or non-renewing
Refurbishing manufactured homes for resale in New Mexico
Adding a refurbisher category to an existing manufactured-housing license

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $10,000? +
No. You pay $300 — the flat 3% of the bond amount. The $10,000 is the surety’s maximum liability to harmed consumers; it’s not a deposit, and nobody holds your money.
Who requires this bond? +
The New Mexico Manufactured Housing Division (RLD), as a condition of a Manufacturer II (refurbisher) license under the Manufactured Housing Act and 14.12.4 NMAC.
What does the bond guarantee? +
That you comply with the Manufactured Housing Act. If you violate it and a consumer suffers a monetary loss, the bond stands behind paying the consumer back — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way.
When does it renew? +
Terms run 1, 2, or 3 years. We send renewal notices 60 and 30 days out, with autopay available, and the bond must stay active for your MHD license to stay valid.
Related bonds

Other New York bonds.

The MHD is waiting on one document.

$300 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$300
Apply now →