A contractor licensed by New Mexico’s Construction Industries Division (CID) who crosses over to work on manufactured homes must register with the Manufactured Housing Division and post a $10,000 consumer protection bond. Ours is $300 flat — 3% of the bond amount, no credit check.
















License bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Crossover bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed consumer protection bond arrives by email, ready to file with the Manufactured Housing Division to register your crossover. Wet-ink original mailed on request.
$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.
New Mexico licenses general construction trades through the Construction Industries Division (CID) and the manufactured-housing trades through the Manufactured Housing Division (MHD). When a CID-licensed contractor or journeyman “crosses over” to perform work on manufactured homes, 14.12.10 NMAC requires them to register with the MHD and post an installer’s or repairman’s consumer protection bond.
The bond is a consumer-protection guarantee: if the crossover contractor violates the Manufactured Housing Act or its regulations and a consumer suffers a monetary loss, the bond stands behind paying the consumer back. It’s a three-party arrangement — you (the principal), the surety, and the State of New Mexico (the obligee), with consumers protected.
It is not insurance for you — if the surety pays a consumer claim, you repay the surety. Keep the bond active for as long as you do manufactured-home work under your MHD registration.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.