New Mexico CID crossover bonds.
$100 flat.
A contractor licensed by New Mexico’s Construction Industries Division (CID) who crosses over to work on manufactured homes must register with the Manufactured Housing Division and post a $10,000 consumer protection bond. Ours is $100 flat — set by our carrier's rate book for this bond, and no credit check.
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How much does a New Mexico CID crossover bond cost?
$100 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Crossover bonds like this are among the thousands of bond types that issue right after purchase.
File with the MHD
Your executed consumer protection bond arrives by email, ready to file with the Manufactured Housing Division to register your crossover. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
New Mexico licenses general construction trades through the Construction Industries Division (CID) and the manufactured-housing trades through the Manufactured Housing Division (MHD). When a CID-licensed contractor or journeyman “crosses over” to perform work on manufactured homes, 14.12.10 NMAC requires them to register with the MHD and post an installer’s or repairman’s consumer protection bond.
The bond is a consumer-protection guarantee: if the crossover contractor violates the Manufactured Housing Act or its regulations and a consumer suffers a monetary loss, the bond stands behind paying the consumer back. It’s a three-party arrangement — you (the principal), the surety, and the State of New Mexico (the obligee), with consumers protected.
It is not insurance for you — if the surety pays a consumer claim, you repay the surety. Keep the bond active for as long as you do manufactured-home work under your MHD registration.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the MHD. Your executed consumer protection bond arrives by email, ready to file with the Manufactured Housing Division to register your crossover. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other New Mexico bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Cross over today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.