NM independent adjuster bonds.
$300. Verify first.

New Mexico historically required an independent adjuster to file a $10,000 bond with the Office of Superintendent of Insurance. We issue it at $300 flat — but be aware the independent adjuster bond requirement was repealed in 2023, so confirm with the OSI before you buy.

Historically filed with the Office of Superintendent of Insurance for an adjuster license
Fixed price, fixed amount — $10,000 bond, $300, no quote process
Heads-up: the independent adjuster bond was repealed in 2023 — confirm you still need it
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

If you've confirmed you still need it, license bonds are the simplest thing in surety:

NOW · 5 MINUTES

Apply online

Your details and an effective date. That's the application — no financials, no credit check section.

MINUTES, USUALLY

Pay & e-sign

Bonds like this issue right after purchase in most cases. At most, 1–2 business days.

SAME DAY

File with your license

Your executed bond and power of attorney arrive by email. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$300
2-year term
$600
3-year term
$900
About this bond

What it is and who needs it.

What the bond covered — and an honest caveat

New Mexico's Office of Superintendent of Insurance historically licensed independent adjusters and conditioned the license on a $10,000 surety bond. The bond was a compliance guarantee: it stood behind the adjuster's obligation to follow the New Mexico Insurance Code and the OSI's rules.

Here is the honest part: the OSI repealed the independent adjuster bond requirement effective June 2023. Many independent adjusters in New Mexico no longer need to file a bond at all. The requirement may still apply to public adjusters, who handle claims on behalf of policyholders.

So before you buy: confirm with the Office of Superintendent of Insurance whether your specific license still requires a bond. If it does, we issue the $10,000 bond at a flat 3% with no credit check. If it does not, we will tell you and you keep your $300.

NM Insurance Code — adjuster bond (repealed 2023)New Mexico historically required a $10,000 surety bond for licensed independent and public adjusters under the Insurance Code, filed with the Office of Superintendent of Insurance and conditioned on compliance with the Code and OSI rules. The independent adjuster bond requirement was repealed effective 2023; a bond may still apply to public adjusters. Confirm your current obligation with the OSI before purchasing — we will not sell you a bond you do not need.

You might need this bond if you're

A public adjuster the OSI still requires to be bonded
An independent adjuster whose license predates the 2023 repeal and still references a bond
Asked by a carrier or contract to carry a bond voluntarily
Unsure — send us your OSI notice and we will confirm whether you need it

Confirm first, then five minutes.

These are the actual issuing fields — no credit check section. But verify with the OSI that you still need this bond before you submit.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do New Mexico independent adjusters still need a bond? +
Probably not — the Office of Superintendent of Insurance repealed the independent adjuster bond requirement in 2023. Confirm your specific situation with the OSI before buying; we would rather you skip a bond you do not need.
How much is it if I do need it? +
The premium is $300 — a flat 3% of the historical $10,000 bond amount. The same for everyone, no quote process.
Does the requirement still apply to public adjusters? +
It may. The repeal addressed independent adjusters; public adjusters who handle claims on behalf of policyholders may still face a bond requirement. Verify with the OSI.
Is there a credit check? +
No — the application has no credit section. Small fixed-amount license bonds like this one don't need one.
What if I buy it and it turns out I do not need it? +
The bond is free until issued. If you tell us before issuance that the OSI confirmed you no longer need it, you pay nothing. We would rather lose the sale than charge for a bond that isn't required.
Related bonds

Other New York bonds.

Verify the requirement, then file in five minutes.

$300 flat if you need it — and we will tell you plainly if you do not. Free until issued.

Your premium @ 3%$300
Apply now →