NM public official bonds.
Flat 3%. Soft pull.

New Mexico requires many elected and appointed officials to file an official bond conditioned on faithful performance of their duties, under NMSA Chapter 10, Article 2. The governing body sets the amount; we issue whatever your obligee requires at a flat 3% with one soft credit pull.

Required of elected and appointed NM officials — treasurers, clerks, and others who handle public money
Amount is fixed by the governing body — often tied to the public money handled
Soft credit pull only — never affects your score, and the rate stays a flat 3%
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Enter your amount, consent to a soft pull, and pay. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the obligee, your position and term, the bond amount, and an effective date — plus a one-time soft-pull consent.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, an underwriter reaches out within 48 hours. The soft credit pull never affects your score.

1–2 BUSINESS DAYS

File with your obligee

Receive the executed bond ready to file with the governing body or agency that required it before you take office. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure your obligee set and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the public official bond actually guarantees

New Mexico requires many elected and appointed officials to give an official bond before taking office, conditioned on the faithful performance of their duties and on paying over all money received in their official capacity to whoever is entitled to it. The relevant provisions are in NMSA Chapter 10, Article 2, with related rules for county and municipal officers.

The governing body sets the amount. For county officers, for example, the bond is fixed at roughly 20% of the public money handled in the prior fiscal year, subject to statutory caps (such as $50,000 for a county treasurer). The bond must be executed by a corporate surety authorized in New Mexico.

It is a public-protection guarantee: if an official mishandles or fails to account for public funds, the public can recover against the bond — and if the surety pays, the official repays the surety. Premiums for county officers are typically paid by the county. Enter the amount your obligee set and we issue at a flat 3%.

NMSA 1978, Ch. 10, Art. 2 (Public officer bonds)New Mexico's public officer bond provisions (NMSA 1978, Chapter 10, Article 2, with related county and municipal officer statutes) require many elected and appointed officials to give an official bond, payable to the state and conditioned on faithful performance of duties and the proper payment of public money, executed by a corporate surety authorized in New Mexico. Amounts are fixed by the governing body — for county officers, generally 20% of public money handled in the prior year, subject to caps such as $50,000 for a county treasurer. Confirm your required amount with your obligee.

You need this bond if you are

A county officer — treasurer, clerk, assessor, or commissioner required to bond
A municipal officer whose city requires an official bond before taking office
An appointed official handling public money under a bonding requirement
Replacing an insufficient bond a governing body has ordered increased

Five minutes, plus a soft pull.

Submit the application with the amount your obligee set and a one-time soft-pull consent — your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the New Mexico public official bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is fixed by your governing body — often tied to the public money you handle, subject to statutory caps. Enter the figure your obligee set and the quote updates.
What does the bond guarantee? +
Your faithful performance as a public official and the proper handling of public money. If you mishandle or fail to account for funds, the public can recover against the bond — and if the surety pays, you repay the surety.
Who sets the amount? +
The governing body — for example, the board of county commissioners for a county officer. New Mexico ties many official bonds to a percentage of public money handled, subject to caps. Confirm your figure with your obligee.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price; the rate stays a flat 3% either way.
Who pays the premium? +
For county officers, the premium is typically paid by the county under NMSA. For other officials it depends on your jurisdiction. We bill whoever the application designates.
Related bonds

Other New York bonds.

Public official bond, issued this week.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount your obligee required.

Your premium @ 3%$750
Apply now →