New Jersey UA refrigeration wage & benefit bonds.
From $100.
The United Association of New Jersey's Refrigeration, Air Conditioning & Service Division requires signatory contractors to post a wage and benefit bond backing union-scale wages and trust fund contributions. The signatory agreement sets the amount, and premiums cost 4% of the bond amount, $100 minimum.
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How much does a New Jersey UA refrigeration wage & benefit bond cost?
4% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No long underwriting queue for the standard wage and benefit bond — enter your amount, consent to a soft pull, and file with the Division. Here is the whole thing:
Apply online
Your company details, the bond amount your signatory agreement requires, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most wage and benefit bonds clear quickly. The application includes a credit consent, but it authorizes a soft pull only — a soft inquiry that never affects your score. Larger amounts may get a brief review.
File with the Division
Your executed bond and power of attorney arrive by email, ready to file with the UA-NJ Refrigeration, Air Conditioning & Service Division or I.E. Shaffer & Co. Wet-ink originals mailed on request.
What it is and who needs it.
What the wage and benefit bond actually guarantees
The United Association of New Jersey (UANJ) is the HVAC/R division formed by four UA plumber and pipefitter locals, covering more than 160 signatory HVACR contractors across the state. A contractor who signs the Refrigeration, Air Conditioning & Service Division's collective bargaining agreement agrees to pay union-scale wages and to remit contributions to the Division's fringe benefit trust funds — health and welfare, pension, annuity, and apprenticeship training — administered by I.E. Shaffer & Co.
The wage and benefit bond backs those obligations. It is a three-party arrangement: you (the principal), the surety carrier, and the Division and its trust funds (the obligee / protected parties). If a signatory contractor fails to pay covered wages or remit fund contributions, the Division and its funds can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. This is a private contractual requirement of the collective bargaining agreement, not a New Jersey statute, so there is no single published bond amount — the Division sets the figure per signatory contractor. Enter the amount your agreement calls for; premiums price at 4% of that amount, $100 minimum, and the application includes a credit consent that authorizes a soft pull only.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Division. Your executed bond and power of attorney arrive by email, ready to file with the UA-NJ Refrigeration, Air Conditioning & Service Division or I.E. Shaffer & Co. Wet-ink originals mailed on request.
What sets the price
The premium is 4% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, then a quick review.
Submit the application with the bond amount your signatory agreement requires. Most wage and benefit bonds clear quickly; larger amounts may get a brief underwriter review.
Start the application →Common questions.
Other New Jersey bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Signatory status, without the bond holdup.
Premiums cost 4% of the bond amount, $100 minimum. Enter the amount your agreement requires and file with the Division the same day.