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New Jersey HVACR contractor bonds.
$200 flat.

Looking for the New Jersey master plumber bond?

New Jersey conditions a master HVACR contractor license on a $3,000 surety bond in favor of the State, conditioned on faithful performance of the licensing act. Ours is $200 flat — the price our carrier's rate book sets for this bond, the same honest number for every contractor.

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Required for your NJ master HVACR contractor license — new applicants and renewals
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Fixed amount, fixed price — $3,000 bond, $200, no quote process
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Runs to June 30 — set it up once and keep it continuous
A-ratedA.M. Best carriersInstantunderwriting processTo Jun 30fixed expiry date
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a New Jersey HVACR contractor bond cost?

$200 at the $3,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Board

Your executed bond arrives by email, ready to file with your Board of Examiners of HVACR Contractors application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

New Jersey licenses master HVACR contractors through the Board of Examiners of Heating, Ventilating, Air Conditioning and Refrigeration Contractors, and conditions the license on a $3,000 surety bond in favor of the State. The bond is a public-protection guarantee conditioned on faithful performance of the licensing act.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of New Jersey (the obligee), with the public as the protected party. If a licensed contractor violates the act and someone is harmed, that party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The statute sets a 12-month bond term, renewed at each expiration; we track it and notify you 60 and 30 days out so your $3,000 filing stays continuous.

N.J.S.A. 45:16A-23 (Board of Examiners of HVACR Contractors)N.J.S.A. 45:16A-23, with rules at N.J.A.C. 13:32A, provides that no master HVACR contractor shall do HVACR work in New Jersey until entering a $3,000 bond in favor of the State, approved by the Department of Banking and Insurance and conditioned on faithful performance of the act. The bond is for a 12-month term, renewed at each expiration. Confirm the current amount and form on your application.

You need this bond if you're

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Applying for a NJ master HVACR contractor license — the bond is filed with your application
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Renewing your contractor license and your bond is expiring or your surety non-renewed
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Starting an HVAC or refrigeration business whose qualifying contractor must carry the bond
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Reinstating a lapsed license that requires a fresh bond on file
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $3,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The term is set on the carrier’s application; the premium covers the period shown there.

Renewal falls on the statutory date, June 30, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Board. Your executed bond arrives by email, ready to file with your Board of Examiners of HVACR Contractors application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $200 at the $3,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the New Jersey HVACR contractor bond?The premium is $200 flat, set by our carrier's rate book for this bond — the same for every contractor. The $3,000 amount is set by statute, so there is no quote process.
Do I pay the $3,000?No. You pay $200. The $3,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?The Board of Examiners of Heating, Ventilating, Air Conditioning and Refrigeration Contractors requires it under N.J.S.A. 45:16A-23 as a condition of a master HVACR contractor license.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
When does it renew?The statute sets a 12-month bond term, renewed at each expiration. This bond runs to June 30 whatever day you buy, and renews from that date; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

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$200 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$200
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