NJ HVACR contractor bonds.
$275. Five minutes.

New Jersey conditions a master HVACR contractor license on a $3,000 surety bond in favor of the State, conditioned on faithful performance of the licensing act. At a flat 3% the premium would be $90 — but our floor is the $275 minimum, the same honest number for every contractor.

Required for your NJ master HVACR contractor license — new applicants and renewals
Fixed amount, fixed price — $3,000 bond, $275, no quote process
Multi-year terms available — set it up once and keep it continuous
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Board

Your executed bond arrives by email, ready to file with your Board of Examiners of HVACR Contractors application or renewal. Wet-ink original mailed on request.

The whole pricing page.

$3,000 bond × 3% = $90, but our minimum premium is $275 — so $275 per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

New Jersey licenses master HVACR contractors through the Board of Examiners of Heating, Ventilating, Air Conditioning and Refrigeration Contractors, and conditions the license on a $3,000 surety bond in favor of the State. The bond is a public-protection guarantee conditioned on faithful performance of the licensing act.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of New Jersey (the obligee), with the public as the protected party. If a licensed contractor violates the act and someone is harmed, that party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The statute sets a 12-month bond term, renewed at each expiration; we track it and notify you 60 and 30 days out so your $3,000 filing stays continuous.

N.J.S.A. 45:16A-23 (Board of Examiners of HVACR Contractors)N.J.S.A. 45:16A-23, with rules at N.J.A.C. 13:32A, provides that no master HVACR contractor shall do HVACR work in New Jersey until entering a $3,000 bond in favor of the State, approved by the Department of Banking and Insurance and conditioned on faithful performance of the act. The bond is for a 12-month term, renewed at each expiration. Confirm the current amount and form on your application.

You need this bond if you're

Applying for a NJ master HVACR contractor license — the bond is filed with your application
Renewing your contractor license and your bond is expiring or your surety non-renewed
Starting an HVAC or refrigeration business whose qualifying contractor must carry the bond
Reinstating a lapsed license that requires a fresh bond on file

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the New Jersey HVACR contractor bond? +
The premium is $275 — our minimum. A flat 3% of the $3,000 bond would be $90, but small bonds land at the $275 floor, the same for every contractor. The $3,000 amount is set by statute, so there is no quote process.
Do I pay the $3,000? +
No. You pay $275. The $3,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond? +
The Board of Examiners of Heating, Ventilating, Air Conditioning and Refrigeration Contractors requires it under N.J.S.A. 45:16A-23 as a condition of a master HVACR contractor license.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
When does it renew? +
The statute sets a 12-month bond term, renewed at each expiration. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses.
Related bonds

Other New York bonds.

Finish your license checklist today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →