NJ fire & burglar alarm bonds.
$300. Five minutes.

A licensed New Jersey fire alarm, burglar alarm, or locksmith business must maintain a $10,000 bond in favor of the State. Ours is $300 flat — 3% of the bond amount, the same for every business — and there is no credit check on this bond.

Required of licensed alarm and locksmith businesses under N.J.S.A. 45:5A-23 et seq.
Fixed price, fixed amount — $10,000 bond, $300, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Business license bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount business bonds like this are among the thousands that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with Consumer Affairs

Your executed bond and power of attorney arrive by email, ready to file with your alarm/locksmith business license through the Advisory Committee. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$300
2-year term
$600
3-year term
$900
About this bond

What it is and who needs it.

What the bond actually guarantees

New Jersey licenses fire alarm, burglar alarm, and locksmith businesses under the Fire Alarm, Burglar Alarm, and Locksmith Act (N.J.S.A. 45:5A-23 et seq.), administered by the Division of Consumer Affairs through the Fire Alarm, Burglar Alarm and Locksmith Advisory Committee. A business license is conditioned on a surety bond.

By rule (N.J.A.C. 13:31A-3.5), a licensed alarm or locksmith business must retain and maintain a $10,000 surety bond in favor of the State of New Jersey, executed by a surety authorized in New Jersey and approved by the Department of Banking & Insurance.

The bond is a consumer-protection guarantee: it stands behind your compliance with the Act and protects customers from financial harm caused by fraud, misrepresentation, or failure to perform. It is not insurance for you — if the surety pays a claim, you repay the surety.

N.J.S.A. 45:5A-23 et seq. / N.J.A.C. 13:31A-3.5New Jersey's Fire Alarm, Burglar Alarm, and Locksmith Act, N.J.S.A. 45:5A-23 et seq., licenses alarm and locksmith businesses through the Division of Consumer Affairs and its Advisory Committee. N.J.A.C. 13:31A-3.5 requires a fire alarm or burglar alarm business license holder to retain and maintain a $10,000 surety bond in favor of the State of New Jersey, from a surety approved by the Department of Banking & Insurance.

You need this bond if you're

A licensed alarm business installing or servicing fire or burglar alarms in New Jersey
A licensed locksmith business regulated under the same Act
Applying for the business license through the Advisory Committee at Consumer Affairs
Renewing your license and your current bond is expiring or non-renewing

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the NJ fire and burglar alarm bond? +
The premium is $300 — a flat 3% of the fixed $10,000 bond amount, the same for every business. The $10,000 is set by rule, so there is no quote process.
Do I pay the $10,000? +
No. You pay $300. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond? +
The New Jersey Division of Consumer Affairs, through the Fire Alarm, Burglar Alarm and Locksmith Advisory Committee, as a condition of a business license under N.J.S.A. 45:5A-23 et seq. and N.J.A.C. 13:31A-3.5.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Fixed-amount business license bonds like this one don't need one.
When does it renew? +
The bond must stay active for as long as you hold the business license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your license never lapses.
Related bonds

Other New York bonds.

Finish your alarm/locksmith license today.

$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →