New Jersey cigarette stamp credit bonds.
From $100.
New Jersey lets a licensed cigarette distributor buy tax stamps on 30-day credit instead of paying up front — but only if it posts a bond for at least the sales price of the stamps. Pricing is 1% of the bond amount, $100 minimum. Enter the amount the Director required to see your price.
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How much does a New Jersey cigarette stamp credit bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard stamp credit bond — enter your amount, pay, and file with the Division of Taxation. Here is the whole thing:
Apply online
Your business details, the bond amount the Director required, and the effective date — that is the application.
Issued on the spot
No credit check up to $10,000, and most applications issue instantly — the executed bond is generated as soon as you pay. Above $10,000, a soft pull may add a short review.
File with the Division of Taxation
Submit the executed bond to the Director to set up or maintain your 30-day stamp credit. Wet-ink originals mailed on request.
What it is and who needs it.
What the stamp credit bond actually covers
A New Jersey cigarette distributor buys tax stamps to affix to each pack. Normally the stamps are paid for at purchase — but under N.J.S.A. 54:40A-13 the Director may permit a distributor to pay within thirty days, provided a surety bond (or an irrevocable bank letter of credit) is on file in an amount not less than the sales price of those stamps.
Despite the word 'credit' in its name, this is a deferred-payment bond. It is conditioned to secure payment for the stamps bought on the 30-day term — if a distributor doesn't pay for the stamps it took on account, the State can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The Director sets the required amount based on the stamp volume you defer; enter that figure and see your price, from $100.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Division of Taxation. Submit the executed bond to the Director to set up or maintain your 30-day stamp credit. Wet-ink originals mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount the Director required — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
Other New Jersey bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Stamp credit bond, issued today.
From $100. Enter the amount the Director required and file the same day.