NJ cigarette stamp credit bonds.
Flat 3%. Enter your amount.
New Jersey lets a licensed cigarette distributor buy tax stamps on 30-day credit instead of paying up front — but only if it posts a bond for at least the sales price of the stamps. We write that bond at a flat 3% with no credit check; enter the amount the Director required and the premium updates.
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Apply to filed in one sitting.
No underwriting queue for the standard stamp credit bond — enter your amount, pay, and file with the Division of Taxation. Here is the whole thing:
Apply online
Your business details, the bond amount the Director required, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Division of Taxation
Submit the executed bond to the Director to set up or maintain your 30-day stamp credit. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Director required and the premium updates.
What it is and who needs it.
What the stamp credit bond actually covers
A New Jersey cigarette distributor buys tax stamps to affix to each pack. Normally the stamps are paid for at purchase — but under N.J.S.A. 54:40A-13 the Director may permit a distributor to pay within thirty days, provided a surety bond (or an irrevocable bank letter of credit) is on file in an amount not less than the sales price of those stamps.
Despite the word 'credit' in its name, this is a deferred-payment bond, not a credit-check product. It is conditioned to secure payment for the stamps bought on the 30-day term — if a distributor doesn't pay for the stamps it took on account, the State can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The Director sets the required amount based on the stamp volume you defer; enter that figure and we issue at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount the Director required — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the New Jersey cigarette stamp credit bond? +
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What does the bond guarantee? +
Can I use a letter of credit instead? +
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Other New York bonds.
Stamp credit bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter the amount the Director required and file the same day.