NH motor vehicle dealer bonds.
$750 flat. Soft pull.

New Hampshire requires every licensed motor vehicle dealer to file a $25,000 bond with the Division of Motor Vehicles under RSA 261:98. Ours is $750 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your NH dealer license — retail, wholesale, and recycling dealers, new and renewing
Fixed amount, fixed price — $25,000 bond, $750, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, dealership address, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the DMV

Pay online and receive the executed bond, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually guarantees

New Hampshire licenses motor vehicle dealers through the Division of Motor Vehicles, and conditions the license on a $25,000 surety bond under RSA 261:98. The bond is a consumer-and-state-protection guarantee: it backs your compliance with the dealer licensing laws and your payment of the taxes and fees you owe the State of New Hampshire.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of New Hampshire together with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. A dealer with a place of business in more than one community files a separate bond for each location; in lieu of a bond, the DMV may accept a certificate of deposit or irrevocable letter of credit of equal value.

RSA 261:98 (Bond Required)New Hampshire RSA 261:98 requires every retail, wholesale, automotive recycling, and certain utility dealers to obtain and maintain a $25,000 surety bond executed by a surety authorized in the state. A dealer operating in more than one community files a separate bond for each, and the department may accept a certificate of deposit or irrevocable letter of credit of equal face value in lieu of the bond. Confirm your amount on your dealer license application.

You need this bond if you're

Applying for a NH dealer license — retail, wholesale, or automotive recycling
Renewing your dealer license and your current bond is expiring or non-renewing
Opening an additional location that requires its own separate bond filing
Moving to New Hampshire from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $25,000? +
No. You pay $750 — the flat 3% of the bond amount. The $25,000 is the surety's maximum liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The New Hampshire Division of Motor Vehicles requires it as a condition of a motor vehicle dealer license under RSA 261:98. No active bond, no license.
What does the bond guarantee? +
That you comply with the dealer licensing laws, deliver clear title, handle customer funds properly, and pay the taxes and fees you owe the state. If you fail to and someone is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Do I need a separate bond for each location? +
Yes — under RSA 261:98, a dealer with a place of business in more than one town or city files a separate bond for each community. Each is $25,000, $750 flat. Send us your locations and we issue each one.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
Related bonds

Other New York bonds.

The DMV is waiting on one document.

$750 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$750
Apply now →