New Hampshire certificate of title bonds.
From $100.
Also known as the New Hampshire bonded title bond.
When you can’t prove ownership of a vehicle, New Hampshire lets you get a bonded title — file a surety bond under RSA 261:10 and the DMV issues the title. Pricing is 0.9% of the bond amount, with a $100 minimum; the amount is generally 1.5 times the vehicle’s value.
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How much does a New Hampshire certificate of title bond cost?
0.9% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Apply to bonded title in one sitting.
No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:
Apply online
Your details, the vehicle (year, make, model, VIN), and the bond amount — that is the application.
Issued on the spot
No credit check up to $100,000, and most bonds issue the moment you pay. No impact on your score.
File with the DMV
Take the executed bond and your supporting paperwork to the New Hampshire DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
Getting a bonded title in New Hampshire, step by step.
New Hampshire Department of Safety, Division of Motor Vehicles; your town or city clerk (or the selling dealer) prepares the title application handles it. The bond amount is 1.5 times the vehicle's current NADA retail value. The bond lasts Held 3 years, or returned sooner if the vehicle leaves New Hampshire registration and the title is surrendered.
Start the title application with your clerk
Your town or city clerk (or the dealer who sold the vehicle) prepares the Application for Certificate of Title, Form TDMV 23 or TDMV 23B.
Have the VIN verified
Complete the Verification of Vehicle Identification, Form TDMV 19A.
Write a statement explaining the bond
Write a statement describing how you came to post the bond and why you could not get the usual ownership documents.
Buy the bond for 1.5 times value
Buy a surety bond for 1.5 times the current NADA retail value from a surety authorized in New Hampshire. The state also accepts cash, a certified check, or a bank passbook with a withdrawal slip made out to the Division.
Submit everything with the title fee
Turn in the TDMV 23 or 23B, your statement, the TDMV 19A, the bond and the $35 title fee.
Who qualifies
- The bond route applies when the Division is not satisfied about your ownership or about possible hidden liens; it may instead register the vehicle and hold the title until you produce the papers.
- Vehicles with a model year before 2000 do not need a New Hampshire title, except trucks and truck-tractors over 18,000 pounds gross weight; owners can still ask for a title voluntarily.
- The bond must come from a surety authorized to do business in New Hampshire, or you can post cash or another accepted security instead.
State fees
- Certificate of title fee (from 1 January 2026)paid to New Hampshire Division of Motor Vehicles
- $35
These are the state’s fees. The bond premium is separate and shown in the price card.
After the bond
The Division holds the bond or deposit for 3 years and then returns it, or returns it sooner if the vehicle is no longer registered in New Hampshire and the title is surrendered. It is not returned while a claim on the bond is pending.
Checked on 22 October 2026 against NH RSA 261:10: Withholding of certificate; bond requirement, NH Code of Administrative Rules Saf-C 1900 (Saf-C 1924.01 bond as security of ownership), NH RSA 261:20: Certificate of title fees and NH RSA 261:3: Vehicles exempt from titling. Rules and fees change; the agency’s own page has the final word.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the paperwork is missing, lost, altered, or otherwise defective, New Hampshire lets you establish ownership with a bonded title under RSA 261:10. You post a surety bond, the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is generally one and one-half (1.5) times the vehicle’s current value, established from a recognized valuation guide. The bond stays active for a set period — typically three years — after which, if no valid claim is made, a clean (non-bonded) title issues.
If someone with a better claim comes forward and is harmed — for instance, the vehicle turns out to be stolen or the prior title was forged — they can recover against the bond, and if the surety pays, you repay the surety. It is a guarantee that backs your bonded title, not insurance for you.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single three-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the DMV. Take the executed bond and your supporting paperwork to the New Hampshire DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
What sets the price
The premium is 0.9% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with your bond amount (generally 1.5× the vehicle’s value) — the executed title bond is generated instantly, ready to take to the DMV.
Start the application →Common questions.
Other New Hampshire bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Bonded title, issued today.
Priced at 0.9% of your bond amount ($100 minimum). Enter your amount and take it to the DMV the same day.