NH certificate of title bonds.
Flat 3%. Enter your amount.

When you can’t prove ownership of a vehicle, New Hampshire lets you get a bonded title — file a surety bond under RSA 261:10 and the DMV issues the title. We write it at a flat 3% with no credit check; the amount is generally 1.5 times the vehicle’s value.

For owners with missing, lost, altered, or defective proof of ownership under RSA 261:10
Amount is generally one and one-half times the vehicle’s current value — by NADA / book value
Flat 3%, no credit pull — enter your bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the vehicle (year, make, model, VIN), and the bond amount — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the DMV

Take the executed bond and your supporting paperwork to the New Hampshire DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is generally 1.5× the vehicle’s value — enter it and the premium updates.

$2,500 bond
$275
$5,000 bond
$275
$10,000 bond
$300
About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, altered, or otherwise defective, New Hampshire lets you establish ownership with a bonded title under RSA 261:10. You post a surety bond, the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is generally one and one-half (1.5) times the vehicle’s current value, established from a recognized valuation guide. The bond stays active for a set period — typically three years — after which, if no valid claim is made, a clean (non-bonded) title issues.

If someone with a better claim comes forward and is harmed — for instance, the vehicle turns out to be stolen or the prior title was forged — they can recover against the bond, and if the surety pays, you repay the surety. It is a guarantee that backs your bonded title, not insurance for you.

RSA 261:10 (Bonded Title)New Hampshire RSA 261:10 lets a resident who lacks adequate proof of ownership obtain a certificate of title by filing a surety bond before a duplicate or bonded title issues. The bond is generally in an amount equal to one and one-half times the vehicle’s value and runs roughly three years, protecting any party with a superior ownership claim. Confirm the required amount and supporting documents with the New Hampshire DMV.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Holding a defective title that was defaced, altered, or forged and the DMV won’t accept
Titling an inherited or gifted vehicle with gaps in the ownership chain
Registering an abandoned or project vehicle that needs a bonded title to get on the road

Five minutes, issued on the spot.

Submit the application with your bond amount (generally 1.5× the vehicle’s value) — the executed title bond is generated instantly, ready to take to the DMV.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the New Hampshire title bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount is generally set at one and one-half times the vehicle’s current value, so a $2,500 or $5,000 bond lands at the $275 minimum, and the premium scales up from there. Enter your amount and the quote updates.
How do I figure out the bond amount? +
It’s generally 1.5 times the vehicle’s current value. Establish value from a recognized valuation guide (such as NADA), then multiply by 1.5. The New Hampshire DMV confirms the exact figure and the supporting documents it needs.
Is there a credit check? +
No — the title bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It protects anyone who later proves a superior ownership claim to the vehicle — for example, if the car turns out to be stolen or the prior title was forged. If a valid claim is paid, you repay the surety; it is not insurance for you.
How long does the bond last? +
A New Hampshire title bond typically runs about three years. If no valid claim is made during that period, a clean (non-bonded) certificate of title issues at the end.
Related bonds

Other New York bonds.

Bonded title, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the DMV the same day.

Your premium @ 3%$275
Apply now →