NH certificate of title bonds.
From $100. Enter your amount.

When you can’t prove ownership of a vehicle, New Hampshire lets you get a bonded title — file a surety bond under RSA 261:10 and the DMV issues the title. Pricing is 0.9% of the bond amount, with a $100 minimum; the amount is generally 1.5 times the vehicle’s value.

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For owners with missing, lost, altered, or defective proof of ownership under RSA 261:10

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Amount is generally one and one-half times the vehicle’s current value — by NADA / book value

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From $100 — enter your bond amount and your exact price appears at the application

0.9% rate$100 minimumNo SSNin the applicationNo credit reviewnot even a soft pull

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How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:

TODAY · ONLINE

Apply online

Your details, the vehicle (year, make, model, VIN), and the bond amount — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, and most bonds issue the moment you pay. Larger amounts may get a quick soft credit check — never a hard inquiry, no impact on your score.

SAME DAY

File with the DMV

Take the executed bond and your supporting paperwork to the New Hampshire DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, altered, or otherwise defective, New Hampshire lets you establish ownership with a bonded title under RSA 261:10. You post a surety bond, the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is generally one and one-half (1.5) times the vehicle’s current value, established from a recognized valuation guide. The bond stays active for a set period — typically three years — after which, if no valid claim is made, a clean (non-bonded) title issues.

If someone with a better claim comes forward and is harmed — for instance, the vehicle turns out to be stolen or the prior title was forged — they can recover against the bond, and if the surety pays, you repay the surety. It is a guarantee that backs your bonded title, not insurance for you.

RSA 261:10 (Bonded Title)New Hampshire RSA 261:10 lets a resident who lacks adequate proof of ownership obtain a certificate of title by filing a surety bond before a duplicate or bonded title issues. The bond is generally in an amount equal to one and one-half times the vehicle’s value and runs roughly three years, protecting any party with a superior ownership claim. Confirm the required amount and supporting documents with the New Hampshire DMV.

You need this bond if you are

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A buyer with no title — the seller never delivered one or it was lost

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Holding a defective title that was defaced, altered, or forged and the DMV won’t accept

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Titling an inherited or gifted vehicle with gaps in the ownership chain

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Registering an abandoned or project vehicle that needs a bonded title to get on the road

One application, issued on the spot.

Submit the application with your bond amount (generally 1.5× the vehicle’s value) — the executed title bond is generated instantly, ready to take to the DMV.

Start the application →

FAQ

Common questions.

How much is the New Hampshire title bond?Pricing is 0.9% of your bond amount, with a $100 minimum. The bond amount is generally set at one and one-half times the vehicle’s current value, so smaller bonds often land at or near the $100 minimum, and price scales up from there. Enter your amount at the application to see your exact price.

How do I figure out the bond amount?It’s generally 1.5 times the vehicle’s current value. Establish value from a recognized valuation guide (such as NADA), then multiply by 1.5. The New Hampshire DMV confirms the exact figure and the supporting documents it needs.

Is there a credit check?The application collects no credit information, and most applications approve instantly. Larger bond amounts may trigger a quick credit check — always a soft pull, never a hard inquiry, and it won't affect your score.

What does the bond protect against?It protects anyone who later proves a superior ownership claim to the vehicle — for example, if the car turns out to be stolen or the prior title was forged. If a valid claim is paid, you repay the surety; it is not insurance for you.

How long does the bond last?A New Hampshire title bond typically runs about three years. If no valid claim is made during that period, a clean (non-bonded) certificate of title issues at the end.

Related bonds

Other New Hampshire bonds.

Bonded title, issued today.

Priced at 0.9% of your bond amount ($100 minimum). Enter your amount and take it to the DMV the same day.

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Your premiumfrom $100

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