When you can’t prove ownership of a vehicle, New Hampshire lets you get a bonded title — file a surety bond under RSA 261:10 and the DMV issues the title. We write it at a flat 3% with no credit check; the amount is generally 1.5 times the vehicle’s value.
















No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the DMV. Here is the whole thing:
Your details, the vehicle (year, make, model, VIN), and the bond amount — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Take the executed bond and your supporting paperwork to the New Hampshire DMV to get your bonded title. Wet-ink originals mailed whenever the office insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is generally 1.5× the vehicle’s value — enter it and the premium updates.
When you buy or inherit a vehicle and the paperwork is missing, lost, altered, or otherwise defective, New Hampshire lets you establish ownership with a bonded title under RSA 261:10. You post a surety bond, the DMV issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is generally one and one-half (1.5) times the vehicle’s current value, established from a recognized valuation guide. The bond stays active for a set period — typically three years — after which, if no valid claim is made, a clean (non-bonded) title issues.
If someone with a better claim comes forward and is harmed — for instance, the vehicle turns out to be stolen or the prior title was forged — they can recover against the bond, and if the surety pays, you repay the surety. It is a guarantee that backs your bonded title, not insurance for you.
Submit the application with your bond amount (generally 1.5× the vehicle’s value) — the executed title bond is generated instantly, ready to take to the DMV.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the DMV the same day.