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Nevada structured settlement bonds.
$500 flat.

Nevada requires anyone who acquires structured settlement payment rights from a Nevada payee to register as a structured settlement purchase company with the Consumer Affairs Unit and certify a $50,000 surety bond under NRS 42.340. Ours is $500 flat, and the price you see is the checkout price.

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Required to register as a structured settlement purchase company under NRS 42.340
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Fixed price, fixed amount — $50,000 bond, $500, no quote process
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Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantissuance at checkoutSoft pull onlynever a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Nevada structured settlement bond cost?

$500 at the $50,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

The bond side of your Consumer Affairs Division registration is the easy part. Here's the entire process:

NOW · ONLINE

Apply online

Business details, an effective date, and a soft-pull credit consent — a soft inquiry only, so it never affects your score. That's the application.

INSTANTLY

Pay & e-sign

This bond is checkout-priced at $500 flat, so it issues the moment you pay — no quote round-trip, no waiting on an underwriting queue.

SAME DAY

File with the Consumer Affairs Division

Your executed bond and power of attorney arrive by email, ready to file with your structured settlement purchase company registration application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Anyone who acquires, or offers to acquire, structured settlement payment rights from a Nevada payee must register as a structured settlement purchase company with the Consumer Affairs Unit of the Department of Business and Industry. NRS 42.340 conditions that registration on a sworn certification of a $50,000 surety bond or letter of credit, payable to the State of Nevada.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Nevada (the obligee), with harmed payees — the people who sold their structured settlement payment rights — as the protected parties. A payee who obtains a judgment against the company for violating Nevada's structured settlement transfer provisions can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Registration and the bond run for one year at a time and must be renewed, and the bond itself must stay in effect for at least three years after the registration expires or terminates, so we track the term and send renewal notices 60 and 30 days out to keep your $50,000 filing continuous.

NRS 42.340NRS 42.340 requires a person acting as a transferee of structured settlement payment rights from a Nevada payee to register with the Consumer Affairs Unit and certify a $50,000 surety bond or letter of credit payable to the State of Nevada, to provide a source of recovery for a payee who obtains a judgment for a statutory violation. The bond must remain effective for not less than three years after the registration expires or terminates, and registration must be renewed annually. Confirm current filing details with the Consumer Affairs Unit before applying.

You need this bond if you're

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Acquiring structured settlement payment rights from a Nevada payee for the first time
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Registering as a structured settlement purchase company before doing business in Nevada
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Renewing your annual registration and your current bond is expiring or non-renewing
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An out-of-state company doing structured settlement transfer business with Nevada residents
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Consumer Affairs Division. Your executed bond and power of attorney arrive by email, ready to file with your structured settlement purchase company registration application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $500 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — business details, an effective date, and a soft-pull credit consent that never affects your score.

Start the application →
FAQ

Common questions.

How much is the Nevada structured settlement purchase company bond?The premium is $500 flat — set by our carrier's rate book for this bond, the same for every registrant, and the price you see is the checkout price. The $50,000 bond amount is set by NRS 42.340, so there is no quote process.
Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. No hard inquiry ever runs on this bond, and the $500 price does not change with the result.
Who can make a claim on the bond?A payee who sold structured settlement payment rights to the company and obtains a judgment against it for violating the Nevada transfer statutes can proceed against the bond. If the surety pays, you repay the surety.
How long does the bond need to stay in effect?Registration is annual and must be renewed each year, but NRS 42.340 also requires the bond itself to remain in effect for at least three years after your registration expires or terminates — so keep the filing current even after you wind down Nevada business.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your Consumer Affairs Division registration today.

$500 flat, issued the moment you pay, soft pull only. Free until issued.

Your price$500
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