NV structured settlement bonds.
$500 flat.

Nevada requires anyone who acquires structured settlement payment rights from a Nevada payee to register as a structured settlement purchase company with the Consumer Affairs Unit and certify a $50,000 surety bond under NRS 42.340. Ours is $500 flat, and the price you see is the checkout price. The bond issues the moment you pay; the application includes a soft credit pull only — it never affects your score.

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Required to register as a structured settlement purchase company under NRS 42.340

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Fixed price, fixed amount — $50,000 bond, $500, no quote process

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Multi-year terms available — set it up once for up to 3 years

A-ratedA.M. Best carriersInstantissuance at checkoutSoft pullnever a hard inquiry

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How it works

Three steps. One sitting.

The bond side of your Consumer Affairs Division registration is the easy part. Here's the entire process:

NOW · ONLINE

Apply online

Business details, an effective date, and a soft-pull credit consent — a soft inquiry only, so it never affects your score. That's the entire application.

INSTANTLY

Pay & e-sign

This bond is checkout-priced at $500 flat, so it issues the moment you pay — no quote round-trip, no waiting on an underwriting queue.

SAME DAY

File with the Consumer Affairs Division

Your executed bond and power of attorney arrive by email, ready to file with your structured settlement purchase company registration application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Anyone who acquires, or offers to acquire, structured settlement payment rights from a Nevada payee must register as a structured settlement purchase company with the Consumer Affairs Unit of the Department of Business and Industry. NRS 42.340 conditions that registration on a sworn certification of a $50,000 surety bond or letter of credit, payable to the State of Nevada.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Nevada (the obligee), with harmed payees — the people who sold their structured settlement payment rights — as the protected parties. A payee who obtains a judgment against the company for violating Nevada's structured settlement transfer provisions can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Registration and the bond run for one year at a time and must be renewed, and the bond itself must stay in effect for at least three years after the registration expires or terminates, so we track the term and send renewal notices 60 and 30 days out to keep your $50,000 filing continuous.

NRS 42.340NRS 42.340 requires a person acting as a transferee of structured settlement payment rights from a Nevada payee to register with the Consumer Affairs Unit and certify a $50,000 surety bond or letter of credit payable to the State of Nevada, to provide a source of recovery for a payee who obtains a judgment for a statutory violation. The bond must remain effective for not less than three years after the registration expires or terminates, and registration must be renewed annually. Confirm current filing details with the Consumer Affairs Unit before applying.

You need this bond if you're

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Acquiring structured settlement payment rights from a Nevada payee for the first time

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Registering as a structured settlement purchase company before doing business in Nevada

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Renewing your annual registration and your current bond is expiring or non-renewing

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An out-of-state company doing structured settlement transfer business with Nevada residents

One application, issued instantly.

These are the actual issuing fields — business details, an effective date, and a soft-pull credit consent that never affects your score.

Start the application →

FAQ

Common questions.

How much is the Nevada structured settlement purchase company bond?The premium is $500 flat — set by our carrier's rate book for this bond, the same for every registrant, and the price you see is the checkout price. The $50,000 bond amount is set by NRS 42.340, so there is no quote process.

Do I pay the $50,000?No. You pay $500. The $50,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Is there a credit check?The application includes a credit consent, but it authorizes a soft credit pull only — a soft inquiry that never affects your score. No hard inquiry ever runs on this bond, and the $500 price does not change with the result.

Who can make a claim on the bond?A payee who sold structured settlement payment rights to the company and obtains a judgment against it for violating the Nevada transfer statutes can proceed against the bond. If the surety pays, you repay the surety.

How long does the bond need to stay in effect?Registration is annual and must be renewed each year, but NRS 42.340 also requires the bond itself to remain in effect for at least three years after your registration expires or terminates — so keep the filing current even after you wind down Nevada business.

Related bonds

Other Nevada bonds.

Finish your Consumer Affairs Division registration today.

$500 flat, issued the moment you pay, soft pull only. Free until issued.

Start application

Your price$500

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