City of Reno excavation bonds.
$100 flat.

The City of Reno requires a $5,000 excavation bond for an encroachment/excavation permit before you work in the city right-of-way, under Reno Municipal Code Chapter 6.11. Ours is $100 flat — set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

Required under Reno Municipal Code Chapter 6.11 for an encroachment/excavation permit
Fixed amount, fixed price — $5,000 bond, $100, no quote process
Multi-year terms available — set it once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
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Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Permit bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit fields, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with Reno Public Works

Your executed bond and power of attorney arrive by email, ready to file with the City of Reno Public Works department with your encroachment/excavation permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

An excavation bond is a restoration guarantee. Under Reno Municipal Code Chapter 6.11, anyone working in the city right-of-way must first obtain an encroachment/excavation permit, and only a licensed, bonded, and insured contractor can pull one. The bond stands behind completing and restoring the work.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Reno (the obligee), with the public as the protected parties. If you fail to finish the work to the approved plans, the City can claim against the bond to cover the cost of completing and restoring the right-of-way — up to the $5,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. The City releases the bond only after the project passes final inspection, which can be up to three years after the work is completed. We issue the $5,000 bond on the form the City requires.

Reno Municipal Code Chapter 6.11 (Encroachment Permit)Reno Municipal Code Chapter 6.11 (and §12.08) requires any person working in the City of Reno right-of-way to first obtain an encroachment/excavation permit, available only to a licensed, bonded, and insured contractor. The City requires a $5,000 excavation bond guaranteeing completion and restoration of the work; the bond is released only after final inspection. We issue the $5,000 bond the City names on your permit.

You need this bond if you're

A contractor cutting into a City of Reno street or right-of-way under an encroachment/excavation permit
A utility company running or repairing lines in the city right-of-way
Doing paving, grading, or repair work within Reno public streets or highways
Renewing or pulling a new permit and your current bond is expiring or non-renewing

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information.

Start the application →
FAQ

Common questions.

How much is the City of Reno excavation bond?The premium is $100 flat, set by our carrier's rate book for this bond — not a percentage of the amount. Same number for every contractor, since the City fixed the bond at $5,000.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How long does the bond have to stay in place?The City releases the excavation bond only after the work passes final inspection, which under the code can be no sooner than three years after the project is completed. We issue 1, 2, or 3-year terms and send renewal notices so it stays continuous until release.
Is there a credit check?The application collects no credit information — there's no credit section to fill out. Most applications like this approve instantly; if our carrier ever runs a check on a bond like this, it's a soft pull that never affects your score.
Where do I file it?With the City of Reno Public Works department, as part of your encroachment/excavation permit under Reno Municipal Code Chapter 6.11. We deliver the executed bond ready to file.
Related bonds

Other Nevada bonds.

Pull your City of Reno permit today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →