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City of Reno excavation bonds.
$100 flat.

The City of Reno requires a $5,000 excavation bond for an encroachment/excavation permit before you work in the city right-of-way, under Reno Municipal Code Chapter 6.11. Ours is $100 flat — set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit check.

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Required under Reno Municipal Code Chapter 6.11 for an encroachment/excavation permit
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Fixed amount, fixed price — $5,000 bond, $100, no quote process
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Multi-year terms available — set it once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a City of Reno excavation bond cost?

$100 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Permit bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Permit bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with Reno Public Works

Your executed bond and power of attorney arrive by email, ready to file with the City of Reno Public Works department with your encroachment/excavation permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

An excavation bond is a restoration guarantee. Under Reno Municipal Code Chapter 6.11, anyone working in the city right-of-way must first obtain an encroachment/excavation permit, and only a licensed, bonded, and insured contractor can pull one. The bond stands behind completing and restoring the work.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Reno (the obligee), with the public as the protected parties. If you fail to finish the work to the approved plans, the City can claim against the bond to cover the cost of completing and restoring the right-of-way — up to the $5,000 penal sum.

It is not insurance for you — if the surety pays a claim, you repay the surety. The City releases the bond only after the project passes final inspection, which can be up to three years after the work is completed. We issue the $5,000 bond on the form the City requires.

Reno Municipal Code Chapter 6.11 (Encroachment Permit)Reno Municipal Code Chapter 6.11 (and §12.08) requires any person working in the City of Reno right-of-way to first obtain an encroachment/excavation permit, available only to a licensed, bonded, and insured contractor. The City requires a $5,000 excavation bond guaranteeing completion and restoration of the work; the bond is released only after final inspection. We issue the $5,000 bond the City names on your permit.

You need this bond if you're

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A contractor cutting into a City of Reno street or right-of-way under an encroachment/excavation permit
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A utility company running or repairing lines in the city right-of-way
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Doing paving, grading, or repair work within Reno public streets or highways
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Renewing or pulling a new permit and your current bond is expiring or non-renewing
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Reno Public Works. Your executed bond and power of attorney arrive by email, ready to file with the City of Reno Public Works department with your encroachment/excavation permit. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the City of Reno excavation bond?The premium is $100 flat, set by our carrier's rate book for this bond — not a percentage of the amount. Same number for every contractor, since the City fixed the bond at $5,000.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How long does the bond have to stay in place?The City releases the excavation bond only after the work passes final inspection, which under the code can be no sooner than three years after the project is completed. We issue 1, 2, or 3-year terms and send renewal notices so it stays continuous until release.
Is there a credit check?No credit check: the application collects no credit information. Most applications like this approve instantly.
Where do I file it?With the City of Reno Public Works department, as part of your encroachment/excavation permit under Reno Municipal Code Chapter 6.11. We deliver the executed bond ready to file.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Pull your City of Reno permit today.

$100 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →