NE title insurance escrow bonds.
$1,000 flat.

Nebraska requires a title insurance agent who handles escrow or security deposits to maintain security of not less than $100,000 under Neb. Rev. Stat. § 44-19,109(3) — the Director of Insurance accepts a surety bond as that security, and it covers all of the agent's employees. Ours is $1,000 flat, the price you see is the checkout price, and the bond issues the moment you pay. The credit screen on this application is a soft pull only — it never affects your score.

Required of title insurance agents holding escrow under Neb. Rev. Stat. § 44-19,109(3)
Fixed price, fixed amount — $100,000 bond, $1,000 flat, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantissuance at checkout$1,000 flatsame price at checkout
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Escrow agent bonds are among the simplest filings in surety. Here's the entire process:

NOW · ONLINE

Apply online

Agency details, an effective date, and a term. That is the entire application — no financial statements, and the credit screen is a soft pull that never shows as a hard inquiry.

INSTANTLY

Pay & e-sign

This bond is checkout-priced at $1,000 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.

SAME DAY

File with the Department of Insurance

Your executed bond arrives by email, ready to file with your title insurance agent licensing record at the Nebraska Department of Insurance. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Nebraska licenses title insurance agents through the Department of Insurance under the Title Insurers Act. Where an agent handles escrow or security deposits, Neb. Rev. Stat. § 44-19,109(3) directs the Director to require the agent — and any bona fide employee handling those deposits — to maintain a surety bond, letter of credit, certificate of deposit, or deposit of cash or securities in an amount not less than $100,000, covering all of the agent’s employees.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Nebraska through the Department of Insurance (the obligee). The bond stands behind the money you hold for other people — closing funds, earnest money, and security deposits that belong to buyers, sellers, and lenders until the transaction settles.

It is not insurance for you — if the surety pays a claim, you repay the surety. The security has to stay continuously in place for as long as you hold escrow, so we track the term and send renewal notices 60 and 30 days out. A bond is usually the cheapest of the four accepted forms: $1,000 flat instead of tying up $100,000 in cash, securities, or bank collateral.

Neb. Rev. Stat. § 44-19,109(3)Section 44-19,109 governs the licensing of Nebraska title insurance agents. Subsection (3) provides that the Director of Insurance shall require a title insurance agent, and any bona fide employee of the agent handling escrow or security deposits, to maintain a surety bond, letter of credit, certificate of deposit, or deposit of cash or securities in an amount not less than one hundred thousand dollars covering all of the title insurance agent’s employees. Confirm the form and amount on file with the Department of Insurance.

You need this bond if you're

A Nebraska title insurance agent handling escrow — closing funds, earnest money, or security deposits
A title agency licensing with the Department of Insurance — the security is filed with the license
Renewing a title agent license — the $100,000 security must stay continuously in place
Replacing a cash or CD deposit with a surety bond to free up the collateral

One application, issued instantly.

These are the actual issuing fields — agency details, an effective date, and a term. That is the entire application.

Start the application →
FAQ

Common questions.

How much is the Nebraska title insurance escrow agent bond?The premium is $1,000 flat — set by our carrier's rate book for this bond, the same for every title insurance escrow agent. The $100,000 amount is set by Neb. Rev. Stat. § 44-19,109(3), so there is no quote process, and the price you see is the checkout price.
Do I pay the $100,000?No. You pay $1,000. The $100,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?This bond is checkout-priced, so it issues the moment you pay — your e-signed bond and power of attorney arrive by email, ready to file with the Department of Insurance.
Is there a credit check?The application carries a credit consent section, and that screen is a soft credit pull only — never a hard inquiry, and it never affects your score. The price stays $1,000 flat either way.
Can I use something other than a bond?Yes. Section 44-19,109(3) also accepts a letter of credit, a certificate of deposit, or a deposit of cash or securities of at least $100,000. Most agents choose the surety bond because it costs $1,000 flat instead of locking up $100,000 of working capital.
Related bonds

Other Nebraska bonds.

Escrow security on file today.

$1,000 flat, issued the moment you pay, soft credit pull only. Free until issued.

Your price$1,000
Apply now →