Nebraska requires a title insurance agent who handles escrow or security deposits to maintain security of not less than $100,000 under Neb. Rev. Stat. § 44-19,109(3) — the Director of Insurance accepts a surety bond as that security, and it covers all of the agent's employees. Ours is $1,000 flat, the price you see is the checkout price, and the bond issues the moment you pay. The credit screen on this application is a soft pull only — it never affects your score.
















Escrow agent bonds are among the simplest filings in surety. Here's the entire process:
Agency details, an effective date, and a term. That is the entire application — no financial statements, and the credit screen is a soft pull that never shows as a hard inquiry.
This bond is checkout-priced at $1,000 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
Your executed bond arrives by email, ready to file with your title insurance agent licensing record at the Nebraska Department of Insurance. Wet-ink original mailed on request.
Nebraska licenses title insurance agents through the Department of Insurance under the Title Insurers Act. Where an agent handles escrow or security deposits, Neb. Rev. Stat. § 44-19,109(3) directs the Director to require the agent — and any bona fide employee handling those deposits — to maintain a surety bond, letter of credit, certificate of deposit, or deposit of cash or securities in an amount not less than $100,000, covering all of the agent’s employees.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Nebraska through the Department of Insurance (the obligee). The bond stands behind the money you hold for other people — closing funds, earnest money, and security deposits that belong to buyers, sellers, and lenders until the transaction settles.
It is not insurance for you — if the surety pays a claim, you repay the surety. The security has to stay continuously in place for as long as you hold escrow, so we track the term and send renewal notices 60 and 30 days out. A bond is usually the cheapest of the four accepted forms: $1,000 flat instead of tying up $100,000 in cash, securities, or bank collateral.
These are the actual issuing fields — agency details, an effective date, and a term. That is the entire application.
Start the application →$1,000 flat, issued the moment you pay, soft credit pull only. Free until issued.