Nebraska title insurance escrow bonds.
$1,000 flat.
Nebraska requires a title insurance agent who handles escrow or security deposits to maintain security of not less than $100,000 under Neb. Rev. Stat. § 44-19,109(3). The Director of Insurance accepts a surety bond as that security, and it covers all of the agent's employees. Ours is $1,000 flat.
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How much does a Nebraska title insurance escrow bond cost?
$1,000 at the $100,000 amount, the same for every applicant.
Three steps. One sitting.
Escrow agent bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Agency details, an effective date, and a term. That is the application — no financial statements, and the credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $1,000 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File with the Department of Insurance
Your executed bond arrives by email, ready to file with your title insurance agent licensing record at the Nebraska Department of Insurance. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Nebraska licenses title insurance agents through the Department of Insurance under the Title Insurers Act. Where an agent handles escrow or security deposits, Neb. Rev. Stat. § 44-19,109(3) directs the Director to require the agent — and any bona fide employee handling those deposits — to maintain a surety bond, letter of credit, certificate of deposit, or deposit of cash or securities in an amount not less than $100,000, covering all of the agent’s employees.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Nebraska through the Department of Insurance (the obligee). The bond stands behind the money you hold for other people — closing funds, earnest money, and security deposits that belong to buyers, sellers, and lenders until the transaction settles.
It is not insurance for you — if the surety pays a claim, you repay the surety. The security has to stay continuously in place for as long as you hold escrow, so we track the term and send renewal notices 60 and 30 days out. A bond is usually the cheapest of the four accepted forms: $1,000 flat instead of tying up $100,000 in cash, securities, or bank collateral.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $100,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department of Insurance. Your executed bond arrives by email, ready to file with your title insurance agent licensing record at the Nebraska Department of Insurance. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $1,000 at the $100,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — agency details, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Nebraska bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Escrow security on file today.
$1,000 flat, issued the moment you pay, soft credit pull only. Free until issued.