MT public adjuster bonds.
$275. Five minutes.
Montana requires every public adjuster to file a $5,000 surety bond, in favor of the people of Montana, with the Commissioner of Securities and Insurance before a license issues. Ours is $275 flat — our minimum premium. License bonds like this are the fastest thing we write.
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Three steps. One sitting.
License bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Pay & e-sign
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the CSI
Your executed bond and power of attorney arrive by email, ready to submit to the Commissioner of Securities and Insurance with your license application or renewal. Wet-ink original mailed on request.
The whole pricing page.
$5,000 bond, $275 flat per term — our minimum premium. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A public adjuster bond is a policyholder-protection guarantee. You negotiate insurance claims on behalf of people who've just had the worst week of their year — Montana wants a financial backstop that you'll handle their claims and their money honestly.
It's a three-party arrangement: you (the principal), the surety carrier, and the people of Montana (the obligee), with your clients as the protected parties. If an adjuster mishandles client funds or violates adjuster law, the harmed client can recover against the $5,000 bond.
The bond must stay active for the life of your license. Let it lapse and your license is at risk — so we track it and notify you 60 and 30 days out, keeping your $5,000 filing with the CSI continuous.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Montana public adjuster bond? +
Do I pay the $5,000? +
How fast will I have the bond? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
Finish your license checklist today.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.