MO payment of contributions bonds.
Flat 3%. Soft pull.
The bond the Missouri Division of Employment Security can require to guarantee an employer’s unemployment contributions or payments in lieu of contributions under RSMo Chapter 288. The division sets the amount; we issue it at a flat 3% with one soft credit pull that never affects your score.
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Three steps to filed.
Apply once, run one soft credit pull, and file with the division. Here is the whole thing — no broker phone tag:
Apply online
Your business details, the bond amount the division required, and the effective date. The only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File with the division
Pay online and receive the executed bond, ready to file with the Division of Employment Security. Wet-ink originals mailed whenever the division insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your division notice and the premium updates.
What it is and who needs it.
What this bond actually guarantees
Missouri administers unemployment insurance through the Division of Employment Security under the Employment Security Law, RSMo Chapter 288. Most employers simply pay quarterly contributions, but some — nonprofit and governmental employers electing reimbursement, and employee-leasing companies — can be required to post security so the trust fund is protected.
For a leasing employer, the statute allows a surety bond in an amount equal to the contributions or payments in lieu of contributions for which the unit was liable in the last calendar year, or $100,000, whichever is greater, to ensure prompt payment of contributions, interest, penalties and surcharges. The exact figure comes from the division.
The bond runs to the State of Missouri for the benefit of the unemployment compensation fund — if you fail to remit what you owe, the division can recover against it, and if the surety pays, you repay the surety. We issue the amount the division set, at a flat 3%, with one soft credit pull.
You need this bond if you are
Five minutes, one soft pull.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Contributions bond, filed this week.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount the division set and file in 1–2 business days.