Missouri public adjuster solicitor bonds.
From $100.
Missouri licenses public adjuster solicitors through the Department of Commerce and Insurance and conditions the license on a $1,000 surety bond under RSMo 325.020. It is priced at 1% of your bond amount, $100 minimum — your exact price appears at the application. No credit check up to $100,000.
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How much does a Missouri public adjuster solicitor bond cost?
1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for this bond — pay and you have the executed bond, ready for your license file. Here is the whole thing:
Apply online
Your details and the effective date — the $1,000 amount is set by statute, so there is nothing to size.
Issued on the spot
No credit check up to $100,000.
File with the Department of Commerce and Insurance
Submit the executed bond with your solicitor license application. Wet-ink originals mailed on request.
What it is and who needs it.
What the solicitor bond actually guarantees
A public adjuster solicitor works under a licensed public adjuster, soliciting and arranging claim-adjustment business. Missouri licenses public adjusters and their solicitors under Chapter 325, RSMo, administered by the Department of Commerce and Insurance.
Under RSMo 325.020, a public adjuster files a $10,000 bond and posts a separate $1,000 bond for each solicitor it employs. The bond is conditioned upon a satisfactory accounting of any funds received in the settlement of losses or claims for policyholders — it protects the insureds whose claims pass through the solicitor’s hands.
It is a three-party guarantee: you (the principal), the surety carrier, and the State of Missouri (the obligee), with insureds as the protected parties. If the surety pays a valid claim, you repay the surety — it is not insurance for you.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Department of Commerce and Insurance. Submit the executed bond with your solicitor license application. Wet-ink originals mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields. No credit check up to $100,000.
Start the application →Common questions.
Other Missouri bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Solicitor bond, issued today.
Priced at 1% of your bond amount, $100 minimum, at the statutory $1,000 amount — short application, bond often issued in the same sitting. Free until issued.