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Missouri other tobacco products tax bonds.
From $100.

A Missouri wholesaler making the first sale of tobacco products other than cigarettes must file a bond with the Department of Revenue under §149.035 RSMo, guaranteeing the OTP tax it owes. The amount is three times your average tax liability ($500 statutory minimum); the premium is 1.2% of the bond amount, $100 minimum.

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Required for first sale of other tobacco products as a MO wholesaler under §149.035 RSMo
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Amount is three times average tax liability — a $500 statutory minimum, scaled by your volume
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No credit check up to $10,000 — above that, a soft pull at most, which never affects your score
1.2% rate$100 minimumNo credit check up to $10,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Missouri other tobacco products tax bond cost?

1.2% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard OTP bond — enter your amount, pay, and file with the Department of Revenue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the Department required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $10,000. Above $10,000, a soft pull may add a short review.

SAME DAY

File with the Department of Revenue

Submit the executed bond with your tobacco-products tax registration. Wet-ink originals mailed whenever the state insists on them.

About this bond

What it is and who needs it.

What the OTP tax bond actually covers

Missouri taxes tobacco products other than cigarettes — cigars, smokeless, pipe tobacco, and the like — and licenses the wholesalers who make the first sale of them in the state. Under §149.035 RSMo, a person making a first sale must file a bond with the Department of Revenue guaranteeing the tax.

The instrument can be a cash bond, surety bond, letter of credit, or other approved security, in an amount equal to three times the average tax liability — estimated for a new applicant — with a $500 statutory minimum. If the Director later deems the amount insufficient, the bond can be adjusted upward to cover the liability.

The bond stands behind the OTP tax you collect or owe; if you fail to remit, the state recovers against it. It is not insurance for you — if the surety pays, you repay the surety. We issue the amount the Department set; pricing starts from $100.

§149.035 RSMo (OTP tax bond)Section 149.035 RSMo requires a person making a first sale of tobacco products other than cigarettes in Missouri to file a cash or surety bond, letter of credit, or other approved instrument with the Department of Revenue, in an amount equal to three times the average tax liability (estimated for a new applicant), with a minimum of $500. The Director may require the bond to be adjusted upward if the amount is deemed insufficient to cover the liability.

You need this bond if you are

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A first-sale OTP wholesaler bringing other tobacco products into Missouri
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Applying for a tobacco-products license that requires the §149.035 bond
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Renewing or re-registering a tobacco-products tax account
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Adjusting your bond after the Director increased the required amount
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Revenue. Submit the executed bond with your tobacco-products tax registration. Wet-ink originals mailed whenever the state insists on them.

What sets the price

The premium is 1.2% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Department of Revenue set — the executed bond is generated instantly, ready to file.

Start the application →
FAQ

Common questions.

How much is the Missouri OTP tax bond?The premium is 1.2% of the bond amount, $100 minimum. The amount itself is three times your average tax liability ($500 statutory minimum), set by the Department of Revenue. Enter that figure and the quote updates.
How is the bond amount calculated?Under §149.035 RSMo it equals three times your average tax liability — estimated by the Department for a new applicant. If the Director later finds the amount insufficient, it can be adjusted upward to cover your liability.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score. No — the OTP bond is issued with in the application.
Is this the same as the cigarette bond?No. This bond covers tobacco products other than cigarettes — cigars, smokeless, pipe tobacco, and similar. Cigarette wholesalers file under a separate part of Chapter 149. If you sell both, you may need each; ask us and we’ll sort it out.
Where do I file it?With the Missouri Department of Revenue, with your tobacco-products tax registration. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

OTP tax bond, issued today.

From $100. Enter the amount the Department set and file the same day.

Your premiumfrom $100
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