MS textbook bonds.
Flat 3%. Enter your amount.

A textbook publisher that contracts with Mississippi for the free-textbook program files a surety bond, payable to the State, in an amount fixed by the State Board of Education under Miss. Code § 37-43. We issue it at a flat 3% with a soft pull — enter the amount the Board set and the premium updates.

Required of a textbook publisher or contractor under the MS free-textbook program (Miss. Code § 37-43)
Amount fixed by the State Board of Education — historically $2,500 plus $500 per title or grade level
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
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Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to filed.

Enter your amount, consent to one soft credit pull, and file with your textbook contract. Here is the whole thing:

TODAY · 5 MINUTES

Apply once, online

Business details, the bond amount the Board fixed, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your score.

1–2 BUSINESS DAYS

E-sign & file with your contract

Pay online and receive the executed bond, payable to the State of Mississippi, ready to file with your textbook contract or bid. Wet-ink originals (the statute calls for execution in triplicate) mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Board fixed and the premium updates.

$5,000 bond
$275
$10,000 bond
$300
$25,000 bond
$750
About this bond

What it is and who needs it.

What the textbook bond actually covers

Mississippi runs a free-textbook program in which the State Board of Education adopts and contracts for textbooks under Miss. Code § 37-43. A publisher that is a successful bidder or contractor must execute a bond payable to the State of Mississippi with a corporate surety, guaranteeing it will furnish the adopted books and perform the contract.

The amount is fixed by the State Board of Education. Historically the Board has set it at $2,500 plus $500 per adopted title or grade level, so a publisher with several adoptions carries a larger bond — confirm the figure on your contract, as the exact formula is set by Board rule and can change.

It is not insurance for you — if the surety pays a claim, you repay the surety. The statute calls for the bond to be executed in triplicate. Enter the amount the Board fixed and we issue it at a flat 3% with a soft pull that never affects your score.

Miss. Code § 37-43 (free-textbook program)Under Mississippi’s free-textbook statutes (Miss. Code § 37-43-1 et seq.), a textbook publisher that contracts with the state must execute a sufficient bond, in triplicate, payable to the State of Mississippi with a corporate surety, in an amount fixed by the State Board of Education. The Board has historically set the amount at $2,500 plus $500 per adopted title or grade level; the exact figure is set by Board rule, so confirm the amount on your contract.

You need this bond if you are

A textbook publisher bidding or contracting under the Mississippi free-textbook program
A successful bidder the State Board of Education requires to post a bond
Adding adopted titles that increase the bond amount the Board fixes
Renewing a textbook contract that requires a current surety bond

Five minutes, soft pull only.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Mississippi textbook bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is fixed by the State Board of Education — historically $2,500 plus $500 per adopted title or grade level. Enter the figure on your contract and the quote updates.
Who requires this bond? +
The Mississippi State Board of Education, as a condition of a publisher contract under the free-textbook program (Miss. Code § 37-43). The bond is payable to the State of Mississippi.
How is the amount determined? +
It is set by the State Board of Education. The Board has historically used a formula of $2,500 plus $500 per adopted title or grade level, so a larger adoption means a larger bond. Confirm the exact figure on your contract before you buy.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price: the rate is a flat 3% either way.
What does the bond guarantee? +
That you will furnish the adopted textbooks and perform your contract with the State. If you fail to and the State is harmed, it can recover against the bond — and if the surety pays, you repay the surety.
Related bonds

Other New York bonds.

Textbook bond, issued this week.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount the Board fixed and file with your contract.

Your premium @ 3%$300
Apply now →