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Mississippi textbook bonds.
From $100.

A textbook publisher that contracts with Mississippi for the free-textbook program files a surety bond, payable to the State, in an amount fixed by the State Board of Education under Miss. Code § 37-43. Pricing is 1% of your bond amount, $100 minimum — your exact price appears at the application.

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Required of a textbook publisher or contractor under the MS free-textbook program (Miss. Code § 37-43)
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Amount fixed by the State Board of Education — historically $2,500 plus $500 per title or grade level
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One soft credit pull — never a hard inquiry, and it never affects your score
From $1001% of bond amountSoft pull onlynever a hard inquiryFastinstant underwriting for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
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JLL (Jones Lang LaSalle)
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The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Mississippi textbook bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps to filed.

Enter your amount, consent to one soft credit pull, and file with your textbook contract. Here is the whole thing:

TODAY · ONLINE

Apply once, online

Business details, the bond amount the Board fixed, and the effective date — plus a one-time consent to a soft credit pull.

RIGHT AWAY

Approved

Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.

WHEN YOU PAY

E-sign & file with your contract

Pay online and receive the executed bond, payable to the State of Mississippi, ready to file with your textbook contract or bid. Wet-ink originals (the statute calls for execution in triplicate) mailed on request.

About this bond

What it is and who needs it.

What the textbook bond actually covers

Mississippi runs a free-textbook program in which the State Board of Education adopts and contracts for textbooks under Miss. Code § 37-43. A publisher that is a successful bidder or contractor must execute a bond payable to the State of Mississippi with a corporate surety, guaranteeing it will furnish the adopted books and perform the contract.

The amount is fixed by the State Board of Education. Historically the Board has set it at $2,500 plus $500 per adopted title or grade level, so a publisher with several adoptions carries a larger bond — confirm the figure on your contract, as the exact formula is set by Board rule and can change.

It is not insurance for you — if the surety pays a claim, you repay the surety. The statute calls for the bond to be executed in triplicate. Enter the amount the Board fixed; pricing starts from $100, with a quick soft credit check that never affects your score.

Miss. Code § 37-43 (free-textbook program)Under Mississippi’s free-textbook statutes (Miss. Code § 37-43-1 et seq.), a textbook publisher that contracts with the state must execute a sufficient bond, in triplicate, payable to the State of Mississippi with a corporate surety, in an amount fixed by the State Board of Education. The Board has historically set the amount at $2,500 plus $500 per adopted title or grade level; the exact figure is set by Board rule, so confirm the amount on your contract.

You need this bond if you are

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A textbook publisher bidding or contracting under the Mississippi free-textbook program
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A successful bidder the State Board of Education requires to post a bond
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Adding adopted titles that increase the bond amount the Board fixes
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Renewing a textbook contract that requires a current surety bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

E-sign & file with your contract. Pay online and receive the executed bond, payable to the State of Mississippi, ready to file with your textbook contract or bid. Wet-ink originals (the statute calls for execution in triplicate) mailed on request.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, one soft pull.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.

Start the application →
FAQ

Common questions.

How much is the Mississippi textbook bond?Pricing is credit-tier based against your bond amount, starting from $100. The bond amount itself is fixed by the State Board of Education — historically $2,500 plus $500 per adopted title or grade level. Apply and your exact price appears at the application.
Who requires this bond?The Mississippi State Board of Education, as a condition of a publisher contract under the free-textbook program (Miss. Code § 37-43). The bond is payable to the State of Mississippi.
How is the amount determined?It is set by the State Board of Education. The Board has historically used a formula of $2,500 plus $500 per adopted title or grade level, so a larger adoption means a larger bond. Confirm the exact figure on your contract before you buy.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. It informs approval only; the price is the rate times your bond amount, from $100.
What does the bond guarantee?That you will furnish the adopted textbooks and perform your contract with the State. If you fail to and the State is harmed, it can recover against the bond — and if the surety pays, you repay the surety.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Textbook bond, issued today.

Pricing from $100, soft pull only — never a hard inquiry. Enter the amount the Board fixed and file with your contract.

Your premiumfrom $100
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