Not in Mississippi? Replevin bonds in other states

Mississippi replevin bonds.
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Recover personal property that’s being wrongfully held — before the case is decided. Mississippi’s replevin process requires a bond in double the value of the property. The penal sum tracks the goods, so we underwrite it rather than flat-rate it. A surety specialist reviews your file and returns a quote, usually within one business day.

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Required to recover personal property by writ of replevin under Miss. Code § 11-37-101
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Penal sum is double the value of the property alleged in the complaint
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Underwritten on your file; collateral may apply to a large penal sum
Underwrittenvalue sets the amountA-ratedA.M. Best carriers1 daytypical specialist reply
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Price

How much does a Mississippi replevin bond cost?

It is underwritten. The carrier’s base rate is 1% of the bond amount; the underwriter sets your premium from the amount, your credit and any collateral.

How it works

Built to get the property moving.

In a Mississippi replevin action the bond is the gating step — it decides who holds the property while the case proceeds. Here is the whole process:

TODAY · 10 MINUTES

Send us the file

Apply online with the complaint or affidavit, a description of the property, and its value. That value drives the penal sum the statute requires — double the value of the property.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the file, your financials, and any collateral, then returns a quote. The penal sum is set by the statute and the property value — underwriting decides approval and collateral.

ON APPROVAL

Execute & file

Once you bind, we issue the executed bond on the court’s required form with the power of attorney attached, ready to give the clerk so the writ of replevin can issue.

In plain English

How a replevin bond works, and what to have ready.

  1. Why the court asks for it

    You are suing to get back property someone else is holding, and you want it back before the case ends. The court requires a bond before it orders the property taken and returned to you.

  2. Who it protects

    The person holding the property. If the court later decides you were not entitled to it, they recover the property or its value, and their damages, up to the bond amount.

  3. If there is a claim

    The surety pays a valid claim after the court rules, and you repay the surety.

Have these ready

  • The complaint and your motion or application for the writ
  • A description of the property and proof of its value, such as an invoice, appraisal or loan papers
  • The bond amount the court or statute requires
  • The court, case number and the parties' names
  • Financial statements, and collateral details for a large amount
  • Your attorney's name and contact details
About this bond

What it is and who needs it.

Why replevin needs a double bond

Replevin (Mississippi’s claim-and-delivery action) lets you recover specific personal property — a vehicle, equipment, inventory — that someone is wrongfully holding, before the lawsuit ends.

Because the property changes hands before a judge decides who is right, Mississippi requires the plaintiff who takes the property to post a bond that protects the defendant if the seizure turns out wrong. That is why the penal sum is double the value of the property.

The bond runs in favor of the defendant and is conditioned to prosecute the action, return the property if return is adjudged, and pay any damages from a wrongful suing-out of the writ. Either way the amount tracks the property, so the surety underwrites the file and may require collateral on a large penal sum.

Mississippi StatuteMiss. Code § 11-37-101 governs the replevin bond. A judge may issue an order for a writ of replevin upon the plaintiff posting a good and valid replevin bond in favor of the defendant in double the value of the property as alleged in the complaint, conditioned to pay any damages that may arise from a wrongful seizure of the property by the plaintiff. The form of the plaintiff’s bond is prescribed by Miss. Code § 11-37-105 — the plaintiff and sureties must prosecute the action, return the property if return is adjudged, and pay damages sustained by a wrongful suing-out of the writ.

You need this bond if you’re

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A secured lender or lessor recovering a vehicle, equipment, or collateral on a defaulted agreement
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A business reclaiming inventory, machinery, or goods being wrongfully withheld
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An owner of personal property seeking its return before the case is decided
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Counsel for a plaintiff arranging the bond so the writ of replevin can issue and the sheriff can deliver the property
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A court bond answers to the court and the party its order protects: if the judgment or order the bond secures is not satisfied, that party can claim against it, up to the penal sum the court set.

The surety pays a valid claim after the court rules, and you repay the surety. A court bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote; a court bond usually runs until the case or appeal it secures is resolved.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Execute & file. Once you bind, we issue the executed bond on the court’s required form with the power of attorney attached, ready to give the clerk so the writ of replevin can issue.

What sets the price

Court bonds are underwritten. The carrier's base rate for this bond is 1% of the bond amount; the underwriter sets your final premium from the amount the court sets, your credit and any collateral.

The application takes about ten minutes.

These are the actual underwriting fields — the complaint, the property and its value, your business, and your financials. Submit once and a surety specialist returns a quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a Mississippi replevin bond?It is the security a plaintiff posts to recover personal property before judgment on a writ of replevin — Mississippi’s claim-and-delivery remedy. Under Miss. Code § 11-37-101, the bond runs in favor of the defendant in double the value of the property alleged in the complaint, conditioned to pay damages from a wrongful seizure.
How much does it cost?It is underwritten, not flat-rated. The penal sum is set by statute and the property value — double the value of the property. A surety specialist reviews your file and any collateral and returns a premium quote, usually within one business day.
Why is the bond twice the value of the property?Because the property changes hands before a judge rules. Section 11-37-101 sets the bond at double the value of the property so the defendant is protected if the plaintiff who took the property turns out to be wrong.
What does the bond guarantee?Under the form prescribed by Miss. Code § 11-37-105, the plaintiff and sureties must prosecute the replevin action, return the property if the court adjudges a return, and pay any damages the defendant sustains from a wrongful suing-out of the writ.
How fast can the bond be issued?A specialist typically returns a quote within one business day of a complete application. Once you bind and any collateral is in place, the executed bond issues on the court’s form, ready to file so the writ of replevin can issue.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Mississippi bonds.

Nearby states

The same bond in nearby states.

Requirements checked on the carrier’s application, . Page updated .

Recover your property before judgment.

Send us the complaint and the property value and a surety specialist sizes, underwrites, and quotes the bond — typically within one business day. Free until your bond is issued.

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