MS designated agent (non-dealer) bonds.
$275. Five minutes.

To title motor vehicles as a non-dealer designated agent for the Mississippi Department of Revenue, you file a fixed $5,000 bond per location. Ours is $275 — our minimum premium, since 3% of $5,000 is below it — and the application is five minutes.

Required for a MS non-dealer designated agent appointment titling motor vehicles through the Department of Revenue
Fixed price, fixed amount — $5,000 bond, $275, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Revenue

Your executed bond and power of attorney arrive by email; the original bond is mailed to you to sign and file with your designated agent appointment.

The whole pricing page.

$5,000 bond at our $275 minimum premium, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$275
2-year term
$550
3-year term
$825
About this bond

What it is and who needs it.

What the bond actually guarantees

A designated agent of the Mississippi Department of Revenue performs motor vehicle titling duties — forwarding applications for certificates of title, inspecting the vehicle, identifying the applicant, and submitting the certificate of inspection. The Department appoints non-dealer agents (banks, credit unions, finance companies, and others) who post a bond.

The bond is payable to the State of Mississippi and conditioned on the faithful performance of those titling duties. If the agent commits fraud or misconduct — for example, processing a fraudulent title — a harmed person can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The statute sets a $5,000 minimum for non-dealer agents (licensed dealers post not less than $15,000); the bond stays in effect for as long as you hold the appointment.

Miss. Code § 63-21-13(3)Under Miss. Code § 63-21-13 (Motor Vehicle and Manufactured Home Certificate of Title Law), the Department of Revenue may appoint persons other than licensed dealers as designated agents, who must enter into a bond with a corporate surety, payable to the State of Mississippi, in an amount set by the Department but in no case less than $5,000, conditioned on the faithful performance of their titling duties. Licensed dealers post a bond of not less than $15,000.

You need this bond if you're

Being appointed a non-dealer designated agent to title motor vehicles for the Department of Revenue
A bank, credit union, or finance company titling the vehicles you finance
A non-dealer business the Department appoints to process title work
Renewing an appointment whose $5,000 bond is expiring

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one. The original bond is mailed to you for signature before filing.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the motor vehicle non-dealer designated agent bond? +
The premium is $275 — our minimum. Three percent of the fixed $5,000 bond is $150, which is below our $275 minimum premium, so the bond is $275 for every non-dealer agent.
Do I pay the $5,000? +
No. You pay $275. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond? +
The Mississippi Department of Revenue, under the Motor Vehicle and Manufactured Home Certificate of Title Law (Miss. Code § 63-21-13), as a condition of a non-dealer designated agent appointment. Licensed dealers post a higher $15,000 bond.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
Do I get an original to sign? +
Yes. The original bond is mailed to the address you provide. It must be signed by you (the principal/applicant) before it is filed with the Department of Revenue.
Related bonds

Other New York bonds.

Designated agent bond, issued today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$275
Apply now →