MS designated agent (non-dealer) bonds.
$100 flat.

To title motor vehicles as a non-dealer designated agent for the Mississippi Department of Revenue, you file a fixed $5,000 bond per location. Ours is $100 flat, issued instantly. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.

Required for a MS non-dealer designated agent appointment titling motor vehicles through the Department of Revenue
Fixed price, fixed amount — $5,000 bond, $100, no quote process
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the Department of Revenue

Your executed bond and power of attorney arrive by email; the original bond is mailed to you to sign and file with your designated agent appointment.

About this bond

What it is and who needs it.

What the bond actually guarantees

A designated agent of the Mississippi Department of Revenue performs motor vehicle titling duties — forwarding applications for certificates of title, inspecting the vehicle, identifying the applicant, and submitting the certificate of inspection. The Department appoints non-dealer agents (banks, credit unions, finance companies, and others) who post a bond.

The bond is payable to the State of Mississippi and conditioned on the faithful performance of those titling duties. If the agent commits fraud or misconduct — for example, processing a fraudulent title — a harmed person can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The statute sets a $5,000 minimum for non-dealer agents (licensed dealers post not less than $15,000); the bond stays in effect for as long as you hold the appointment. The application collects no credit information; most applications approve instantly, and if a check ever runs, it's a soft pull that won't touch your score.

Miss. Code § 63-21-13(3)Under Miss. Code § 63-21-13 (Motor Vehicle and Manufactured Home Certificate of Title Law), the Department of Revenue may appoint persons other than licensed dealers as designated agents, who must enter into a bond with a corporate surety, payable to the State of Mississippi, in an amount set by the Department but in no case less than $5,000, conditioned on the faithful performance of their titling duties. Licensed dealers post a bond of not less than $15,000.

You need this bond if you're

Being appointed a non-dealer designated agent to title motor vehicles for the Department of Revenue
A bank, credit union, or finance company titling the vehicles you finance
A non-dealer business the Department appoints to process title work
Renewing an appointment whose $5,000 bond is expiring

One application, issued instantly.

These are the actual issuing fields — the application collects no credit information, and most applications approve instantly. The original bond is mailed to you for signature before filing.

Start the application →
FAQ

Common questions.

How much is the motor vehicle non-dealer designated agent bond?The premium is $100 flat, set by our carrier's rate book for this specific bond — the same for every non-dealer agent. The $5,000 bond amount is set by statute.
Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?The Mississippi Department of Revenue, under the Motor Vehicle and Manufactured Home Certificate of Title Law (Miss. Code § 63-21-13), as a condition of a non-dealer designated agent appointment. Licensed dealers post a higher $15,000 bond.
Is there a credit check?The application collects no credit information at all. Most applications on this bond approve instantly; if a check ever runs, it's a soft pull that won't affect your score.
Do I get an original to sign?Yes. The original bond is mailed to the address you provide. It must be signed by you (the principal/applicant) before it is filed with the Department of Revenue.
Related bonds

Other Mississippi bonds.

Designated agent bond, issued today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →