MS debt management bonds.
$750 flat.
To be eligible for a license under the Mississippi Debt Management Services Act, an applicant must file with the commissioner a bond with good security in the penal sum of $50,000, payable to the State of Mississippi. Ours is $750 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
The bond half of a debt management license is short — and this one ships you a wet-ink original. Here is the entire process:
Apply online
Business details, your county, the mailing address for the original bond, an effective date, and a term. Any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $750 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
Sign the original and file it
The original bond is mailed to the address you give us. The principal must sign it before it is filed with the Department of Banking and Consumer Finance.
What it is and who needs it.
What the bond actually guarantees
The Mississippi Debt Management Services Act licenses providers who administer debt management plans for consumers, through the Department of Banking and Consumer Finance. To be eligible for a license, an applicant must file with the commissioner a bond with good security in the penal sum of $50,000, payable to the State of Mississippi — cash, a certificate of deposit, or government bonds of $50,000 may be filed in lieu.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Mississippi (the obligee). The bond stands behind your faithful performance of the duties and obligations of the licensed business and the prompt payment of any judgment recovered against you on account of charges or other claims arising from a violation of the chapter — practically, it backstops consumer payments that were not properly distributed to creditors.
It is not insurance for you — if the surety pays a claim, you repay the surety. Your written agreement with each consumer has to disclose that the bond is on file with the commissioner, and the state can enforce its rights under the bond to collect civil penalties, criminal fines, or investigation costs, so it must stay continuously on file; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, a mailing address for the original, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Mississippi bonds.
Finish your debt management license today.
$750 flat, issued the moment you pay, soft pull only. Free until issued.