MN wholesale produce dealer bonds.
Flat 3%. Soft pull.
Heads up: Minnesota repealed its statutory wholesale produce dealer bond in 2020 and replaced it with a statutory trust. So a produce dealer bond today is usually a legacy, contractual, or out-of-state requirement — not a current Minnesota license mandate. Whatever amount you were asked for, we issue it at a flat 3% with one soft credit pull.
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Apply to issued, simply.
Enter your amount, consent to a soft credit pull, and pay. Here is the whole thing:
Apply online
Your business details, the bond amount you were asked for, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Deliver to whoever required it
Pay online and receive the executed bond, ready to give to your contract counterparty, supplier, or other state. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. A soft credit pull affects approval, never the rate. Enter the figure you were asked for and the premium updates.
What it is and who needs it.
What changed in 2020 — read this first
For decades Minnesota required wholesale produce dealers to file a surety bond with the Department of Agriculture under Minn. Stat. 27.04 / 27.041. The bond protected unpaid producers if a dealer failed to pay for perishable products.
In 2020 the legislature repealed those bond sections (2020 Minn. Laws ch. 89) and replaced the protection with the Farm Products Dealers Trust under Minn. Stat. 27.138 — perishable and manufactured farm products, and their sale proceeds, are now held in trust for the benefit of unpaid sellers, operating like a priority lien instead of a bond.
So if someone asks you for a Minnesota produce dealer bond today, it is generally a legacy filing, a private contract or supplier requirement, or another state’s requirement — not a current Minnesota license condition. We are glad to issue it at a flat 3%, but confirm who is requiring it and why before you buy, since the state mandate no longer exists.
You might still need a bond if you are
Five minutes, soft pull only.
Submit the application with the bond amount you were asked for and a one-time consent to a soft credit pull — it never affects your score, and the rate stays 3% either way.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Does Minnesota still require a wholesale produce dealer bond? +
Then why might I need one? +
How much is it? +
Is there a credit check? +
What is the Farm Products Dealers Trust? +
Other New York bonds.
Produce dealer bond, if you still need one.
Five-minute application, flat 3%, $275 minimum, soft pull only. Confirm who is requiring it, enter the amount, and deliver it the same day.