A home health agency that participates in Michigan Medicaid must file a surety bond under 42 CFR 441.16, naming the Michigan Department of Health and Human Services (MDHHS) as obligee. The federal floor is $50,000. We issue it at a flat 3% with one soft credit pull — enter your required amount and the premium updates.
















Your Medicaid enrollment is waiting on this bond. Here is the whole process — no broker phone tag:
Agency details, the bond amount your enrollment requires, and the effective date — plus a one-time consent to a soft credit pull. That is the application.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Receive the executed bond naming MDHHS as obligee, ready to furnish with your Medicaid provider enrollment or revalidation. Wet-ink originals mailed on request.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter your required amount and the premium updates.
Under 42 CFR 441.16, every home health agency that participates in (or seeks to participate in) Medicaid must obtain a surety bond and furnish a copy to the Medicaid agency — in Michigan, the Department of Health and Human Services (MDHHS). The bond names the agency as principal, MDHHS as obligee, and the surety company as surety.
The bond guarantees that, on written demand by MDHHS, the surety will timely pay up to the bond amount for uncollected Medicaid overpayments determined during the term of the bond. The federal minimum is $50,000 per home health agency; MDHHS can require a higher amount based on your billing volume or overpayment history.
A home health agency operated by a federal, state, local, or tribal government may be exempt if it has had no uncollected overpayments in the prior five years. Whatever amount your enrollment requires, we issue the bond at a flat 3% with one soft credit pull — and if the surety pays a demand, you repay the surety.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with MDHHS in 1–2 business days.