MI driver ed provider bonds.
$2,700 flat. Soft pull.
Michigan conditions a driver education provider certificate on a surety bond filed with the Secretary of State under MCL 256.629. This $90,000 filing combines the $40,000 teen/adult bond (1,000+ students) with the $50,000 commercial truck bond — ours is $2,700 flat, 3% of the bond amount, with one soft credit pull.
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Three steps to certified.
Your provider certificate is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Secretary of State
Pay online and receive the executed bond, ready to file with your driver education provider certificate application or renewal. Wet-ink originals mailed whenever the state insists.
The whole pricing page.
$90,000 bond × 3% = $2,700, one-time per term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
Michigan licenses driver education providers under the Driver Education Provider and Instructor Act (Act 384 of 2006), codified at MCL 256.629. Section 9 conditions a provider certificate on a surety bond filed with and approved by the Secretary of State. The bond is a student-and-public-protection guarantee: it stands behind fraud, cheating, or misrepresentation in how the provider runs its business.
The statute sets the amount by category — $20,000 for a teen/adult provider with 999 or fewer students a year, $40,000 at 1,000 or more, and $50,000 for a commercial vehicle (truck) provider. A provider certified for all three at the high-volume tier files a combined $90,000. If your category mix differs, send us your certificate types and we'll confirm the right amount.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Michigan (the obligee), with students, financing agencies, and governmental agencies as the protected parties. The bond pays a valid claim after a court judgment, up to the bond amount — and if the surety pays, you repay the surety.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
Do I pay the $90,000? ▾
Why $90,000? ▾
Who requires this bond? ▾
Is there a credit check? ▾
When does it renew? ▾
Other New York bonds.
The Secretary of State is waiting on one document.
$2,700 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.