A business with authorized access to Maryland driver and vehicle records files a $1,000 surety bond with the MVA on form DR-082. Three percent of $1,000 is $30, so this lands at our $275 minimum — the same floor for everyone. The application is five minutes, no credit check on this bond.
















Records-access bonds like this are about the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section.
Small fixed-amount bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond (form DR-082) and power of attorney arrive by email, ready to file with the MVA records-access program. Wet-ink original mailed on request.
$1,000 bond × 3% = $30, which is below our $275 minimum — so it is $275 per term. Fixed amount, fixed price, multi-year if you want it.
Businesses authorized to pull Maryland driver and vehicle records — insurers, employers, investigators, and other permissible users — get access through the MVA's Interactive Driver & Vehicle Record (IDVR) system. The MVA conditions that access on a $1,000 surety bond filed on form DR-082.
Access to these records is governed by the federal Driver's Privacy Protection Act (DPPA), which limits who may request personal information from motor vehicle records and for what purposes. The bond is a compliance-and-protection guarantee standing behind your proper, permissible use of the records you access.
It's a three-party arrangement among you (the principal), the surety carrier, and the State of Maryland through the MVA (the obligee). If a requestor misuses record data or violates the access terms and someone is harmed, they can recover against the bond — and if the surety pays, you repay the surety.
These are the actual issuing fields — no credit check section, because this small fixed-amount bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.