MD dealer bonds.
Flat 3%. Enter your amount.

Maryland licenses motor vehicle and trailer dealers through the Motor Vehicle Administration and conditions the license on a dealer bond under Transportation Article §15-308. The MVA sets the amount by license type and prior-year volume — enter the figure on your application and we issue it at a flat 3%. One soft credit pull, which never affects your score or the price.

Required for your MVA dealer license — new, used, motorcycle, or trailer dealers under §15-308
Amount set by the MVA — generally $15,000 to $300,000 by license type and prior-year sales volume
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, the bond amount the MVA set, and an effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the MVA

Pay online and receive the executed dealer bond, ready to file with your MVA dealer license application. Wet-ink originals mailed whenever the MVA insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time per term, $275 minimum. Enter the figure on your MVA application and the premium updates.

$15,000 bond
$450
$50,000 bond
$1,500
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the dealer bond actually guarantees

Maryland licenses motor vehicle and trailer dealers through the Motor Vehicle Administration, and Transportation Article §15-308 conditions the license on a dealer's bond. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the Transportation Article in how you sell and title vehicles.

The amount is not a single fixed figure — the MVA sets it by license type and the number of vehicles sold the prior year, generally ranging from $15,000 to $300,000. Used-vehicle dealers commonly carry a $50,000 bond; new-vehicle dealers start around $50,000 and scale with volume. Enter the exact figure from your application and we issue that amount.

It's a three-party arrangement among you (the principal), the surety carrier, and the State of Maryland with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond — and if the surety pays, you repay the surety.

Transportation Article §15-308 (MVA)Maryland motor vehicle and trailer dealers are licensed by the Motor Vehicle Administration, and Md. Code, Transportation §15-308 conditions the license on a dealer’s bond. The MVA sets the bond amount by license type and prior-year sales volume, generally from $15,000 to $300,000. Confirm your required amount on your MVA dealer license application and we will issue that figure.

You need this bond if you're

Applying for an MVA dealer license — new, used, motorcycle, or trailer
Renewing your dealer license and your current bond is expiring or non-renewing
Re-sized by the MVA to a higher bond amount as your sales volume grew
Opening a Maryland dealership from out of state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once with the MVA-set amount and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Maryland dealer bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the MVA by license type and prior-year volume — generally $15,000 to $300,000. Enter the figure on your application and the quote updates.
Do I pay the full bond amount? +
No. You pay 3% of it. The bond amount is the surety's maximum liability to the state and harmed buyers — not a deposit, and nobody holds your money.
Who requires this bond? +
The Maryland Motor Vehicle Administration, as a condition of a dealer license under Transportation Article §15-308. No active bond, no license.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
What amount should I enter? +
Use the exact figure on your MVA dealer license application — it's tied to your license type and prior-year sales. If you're not sure, send it to us and we'll confirm before issuing.
Related bonds

Other New York bonds.

The MVA is waiting on your dealer bond.

Five-minute application, flat 3%, $275 minimum. Enter the MVA-set amount and file in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →