Maryland dealer bonds.
From $100.
Maryland licenses motor vehicle and trailer dealers through the Motor Vehicle Administration and conditions the license on a dealer bond under Transportation Article §15-308. The MVA sets the amount by license type and prior-year volume. Our premium is 0.75% of the bond amount, $100 minimum.
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How much does a Maryland dealer bond cost?
0.75% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps to licensed.
Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, the bond amount the MVA set, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the MVA
Pay online and receive the executed dealer bond, ready to file with your MVA dealer license application. Wet-ink originals mailed whenever the MVA insists.
What it is and who needs it.
What the dealer bond actually guarantees
Maryland licenses motor vehicle and trailer dealers through the Motor Vehicle Administration, and Transportation Article §15-308 conditions the license on a dealer's bond. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the Transportation Article in how you sell and title vehicles.
The amount is not a single fixed figure — the MVA sets it by license type and the number of vehicles sold the prior year, generally ranging from $15,000 to $300,000. Used-vehicle dealers commonly carry a $50,000 bond; new-vehicle dealers start around $50,000 and scale with volume. Enter the exact figure from your application and we issue that amount.
It's a three-party arrangement among you (the principal), the surety carrier, and the State of Maryland with harmed buyers (the protected parties). If a dealer fails to deliver clear title, misapplies a customer's money, or otherwise violates dealer law, the harmed party can recover against the bond — and if the surety pays, you repay the surety.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the MVA. Pay online and receive the executed dealer bond, ready to file with your MVA dealer license application. Wet-ink originals mailed whenever the MVA insists.
What sets the price
The premium is 0.75% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once with the MVA-set amount and your bond is issued when you pay.
Start the application →Common questions.
Other Maryland bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
The MVA is waiting on your dealer bond.
Pricing from $100. Enter the MVA-set amount and file the same day. Free until issued.