Not in Maryland? Browse bonds by state

Maryland health club bonds.
$250 flat.

Anyone who sells health club services in Maryland — a gym, a fitness franchise location, a self-defense school — registers with the Attorney General's Consumer Protection Division and posts a surety bond under Com. Law § 14-12B-02. Ours is $25,000, $250 flat, and the price you see is the checkout price.

✓
Required to register and sell health club services in Maryland under Com. Law § 14-12B-02
✓
Fixed price, fixed amount — $25,000 bond, $250, no quote process
✓
Multi-year terms available — set it up once for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Maryland health club bond cost?

$250 at the $25,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Health club registration bonds are about the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — a short credit consent, no financials.

MINUTES, USUALLY

Pay & e-sign

Registration bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.

SAME DAY

File with the Attorney General

Your executed bond and power of attorney arrive by email, ready to file with the Consumer Protection Division's Health Club Unit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Maryland regulates the sale of health club services — gyms, fitness franchises, figure salons, self-defense schools — through the Consumer Protection Division of the Office of the Attorney General. Registration is conditioned on a surety bond under Com. Law § 14-12B-02, sized to the club's outstanding liabilities to members, from a $50,000 minimum for pre-opening sales up to a $200,000 cap; this filing is set at $25,000.

It's a three-party arrangement: you (the principal), the surety carrier, and the Consumer Protection Division (the obligee), with harmed members as the protected parties. If a facility closes or its operator goes bankrupt, a member who prepaid for services can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for the life of the registration; we track it and notify you 60 and 30 days out to keep your filing continuous.

Com. Law § 14-12B-02Maryland Commercial Law § 14-12B-02 conditions registration to sell health club services on a surety bond filed with the Consumer Protection Division of the Office of the Attorney General. The required amount tracks the facility's outstanding liabilities to members — confirm the figure the Division has assigned your location before filing; this bond is written at $25,000.

You need this bond if you're

✓
Opening a health club or fitness franchise location in Maryland — including a franchise like Anytime Fitness
✓
Renewing an existing health club registration with an expiring or non-renewing bond
✓
Operating more than one Maryland location — each location needs its own registered bond
✓
Taking membership prepayments or initiation fees over the statutory thresholds
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $25,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Attorney General. Your executed bond and power of attorney arrive by email, ready to file with the Consumer Protection Division's Health Club Unit. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $250 at the $25,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields — a short credit consent, no financial statements.

Start the application →
FAQ

Common questions.

How much is the Maryland health club bond?The premium is $250 flat — set by our carrier's rate book for this bond. The $25,000 bond amount is set by the Consumer Protection Division under Com. Law § 14-12B-02, so there is no quote process.
Do I pay the $25,000?No. You pay $250. The $25,000 is the surety's maximum liability if a valid member claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Registration bonds like this are among the thousands of bond types that issue right after purchase — many operators finish the application and have the bond in the same sitting. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score.
What if my location has more outstanding liabilities than $25,000?Then the Division will assign a higher bond, up to $200,000 depending on prepayments and sales. Confirm your figure with the Consumer Protection Division's Health Club Unit before filing — we can write whatever amount applies.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Maryland bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your health club registration today.

$250 flat, soft pull only, bond often issued in the same sitting. Free until issued.

Your price$250
Apply now →