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Maryland cigarette tax bonds.
From $100.

The tax-security bond a Maryland cigarette or tobacco wholesaler files with the Comptroller. The minimum is $10,000, and the Comptroller sets the amount to your tax exposure. Premium is 1% of the bond amount, $100 minimum — the exact price is set by your bond amount in the on-page calculator.

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Required for a Maryland tobacco wholesaler license as tax security with the Comptroller
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Minimum $10,000 — the Comptroller sizes it to your stamp purchases and tax exposure
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1% of the bond amount, $100 minimum — enter your required bond amount to see the exact price
1% rate$100 minimum premiumNo credit check up to $10,000above that, a soft pull at most, never a hard inquiryFastinstant underwriting
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Maryland cigarette tax bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

A fast application for the standard cigarette bond — enter your amount, apply, and file with the Comptroller. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your license requires, and the effective date — that is the application.

INSTANTLY, USUALLY

Priced and issued

No credit check up to $10,000 — your exact premium is set by bond amount. Most applications approve instantly and issue on the spot; larger amounts may get a quick review.

SAME DAY

File with the Comptroller

Submit the executed bond with your tobacco license application. Wet-ink originals mailed whenever the state insists on them.

About this bond

What it is and who needs it.

What the cigarette bond actually covers

Maryland licenses cigarette and other-tobacco-products wholesalers through the Comptroller of Maryland. A wholesaler buys tax stamps and remits the tobacco tax, and the Comptroller wants a tax-security bond standing behind that tax before it is fully settled.

For cigarette wholesalers the minimum bond is $10,000; the Comptroller sizes the amount to your stamp purchases and tax exposure. The bond guarantees that you file your reports and pay the tobacco tax when it becomes due.

A wholesaler in continuous compliance for five years may be exempted from posting security; those who don’t post a bond and aren’t exempt typically authorize the Comptroller to direct-debit amounts due. Whatever amount applies, premiums start at $100, and no credit check up to $10,000.

Md. Code, Tax-General (tobacco tax security)Maryland cigarette and other-tobacco-products wholesalers are licensed by the Comptroller of Maryland and must post tax security — a minimum $10,000 bond for cigarette wholesalers, with the amount set to the wholesaler’s tax exposure. The Comptroller may exempt a wholesaler that has been in continuous compliance with the tobacco tax laws for five years; others may instead authorize direct debit. Confirm your required amount with the Comptroller.

You need this bond if you are

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Applying for a Maryland tobacco wholesaler license through the Comptroller
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Renewing a wholesaler license that still requires tax security
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Increasing your stamp volume and filing a replacement bond for the new amount
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Re-entering after a lapse that reset your security requirement
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Comptroller. Submit the executed bond with your tobacco license application. Wet-ink originals mailed whenever the state insists on them.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

Priced at the application.

Submit the application with your required bond amount — your exact premium (from $100) is set and the executed bond is generated, ready to file with the Comptroller.

Start the application →
FAQ

Common questions.

How much is the Maryland cigarette tax bond?The premium is 1% of the bond amount, $100 minimum. The bond amount itself starts at a $10,000 minimum for cigarette wholesalers and is set by the Comptroller to your tax exposure. Enter that figure and the exact price appears in the on-page calculator.
Why does Maryland require it?It backs the tobacco tax a wholesaler owes on the stamps it buys. The Comptroller requires the tax-security bond so the tax is guaranteed even before it is fully remitted.
Is there a credit check?No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
Can the bond be dropped later?Possibly. The Comptroller may exempt a wholesaler that has been in continuous compliance with the tobacco tax laws for five years. Until then, keep the bond on file with your license.
What if I don’t post a bond?Wholesalers who neither post security nor qualify for an exemption typically must authorize the Comptroller to direct-debit amounts due. Most prefer the bond — a premium starting at $100 instead of opening your bank account to withdrawals.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Cigarette bond, issued today.

Premium from $100. Enter your required amount and file with the Comptroller the same day.

Your premiumfrom $100
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