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Frederick County excavation bonds.
From $100.

The bond Frederick County requires before it will issue a permit to excavate or build within a County road right-of-way. The County's Division of Public Works sets the amount on your permit — pricing is 0.5% of the bond amount, $100 minimum. Your exact price appears at the application.

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Required for work within a County road right-of-way — excavation, utility cuts, driveway entrances
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Amount set by the County — sized to the cost to restore the right-of-way if you walk away
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Pricing 0.5% of the bond amount, $100 minimum — enter the required amount to see your price
From $1000.5% of the bond amountFastinstant underwriting for mostNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Frederick County excavation bond cost?

0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for a standard excavation permit bond — enter your amount, pay, and file with the County. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the County required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

Pricing is 0.5% of the bond amount, $100 minimum, and the executed bond is generated as soon as you pay.

SAME DAY

File with Frederick County

Submit the executed bond with your right-of-way / excavation permit application to the Division of Public Works. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the excavation bond actually covers

Frederick County requires a permit before anyone excavates or constructs within a County road right-of-way, and conditions that permit on a financial guarantee. The bond is a restoration guarantee: it stands behind your obligation to backfill, repave, and restore the right-of-way to County standards after your work.

It's a three-party arrangement: you (the principal), the surety carrier, and Frederick County (the obligee). If you leave a cut unrestored or the work fails, the County can use the bond to make the right-of-way whole — and if the surety pays, you repay the surety.

The County sizes the bond to the cost of restoring the disturbed area, so the amount varies by job, and so does your price — 0.5% of the bond amount, $100 minimum. We issue whatever amount Public Works set.

Frederick County Code — construction within road rights-of-wayFrederick County regulates permits for construction and excavation within County road rights-of-way (Frederick County Code, Chapter 1-15) and conditions the permit on a financial guarantee sized to the cost of restoration. The County Division of Public Works sets the bond amount on your permit — confirm the figure on the permit itself.

You need this bond if you are

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A utility or site contractor cutting into a County road or right-of-way
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Installing a driveway entrance that ties into a County road
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A developer or excavator working within the County right-of-way
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Pulling a right-of-way permit the County conditions on a restoration bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Frederick County. Submit the executed bond with your right-of-way / excavation permit application to the Division of Public Works. Wet-ink originals mailed on request.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

Priced at the application.

Submit the application with the bond amount Frederick County set — your exact price appears in about a minute, ready to file.

Start the application →
FAQ

Common questions.

How much is the Frederick County excavation bond?Pricing is 0.5% of the bond amount, $100 minimum — set by the bond amount, not a credit tier. The bond amount itself is set by the County and sized to the cost of restoring the right-of-way. Enter the figure at the application and your exact price appears there.
Who sets the bond amount?Frederick County does, on your right-of-way / excavation permit — it is tied to the cost of restoring the area you disturb, so it varies by job. We issue whatever amount the County requires.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Pricing is set by the bond amount, not a credit tier — 0.5% of the bond amount, $100 minimum. No impact on your score.
What does the bond guarantee?That you restore the right-of-way — backfill, repave, and bring it back to County standards after your work. If you do not and the County has to, it can recover against the bond.
Where do I file it?With the Frederick County Division of Public Works, as part of your right-of-way / excavation permit. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Excavation bond, issued today.

Pricing from $100. Enter the amount the County required and file the same day.

Your premiumfrom $100
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