MD foreclosure trustee bonds.
1% of the bond amount.

Before a trustee, substitute trustee, mortgagee, or attorney can sell property at foreclosure in Maryland, Md. Rule 14-213 requires a bond to the State of Maryland, filed with the clerk of the circuit court for the county where the case is pending — this form covers every Maryland county except Montgomery, which uses its own filing. The amount is set by the court — unless the court orders otherwise, the rule makes it the amount of the debt plus the estimated expenses of the proceeding. The premium is 1% of the bond amount, $100 minimum, the bond issues the moment you pay, and any credit screen is a soft pull only — it never affects your score.

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Required before a Maryland foreclosure sale under Md. Rule 14-213

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Filed with the clerk of the circuit court in the county where the case is pending

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1% of the bond amount, $100 minimum — your exact price appears at the application

1% rate$100 minimumInstantissuance at checkoutSoft pullnever a hard inquiry

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How it works

Apply to filed in one sitting.

No quote queue — enter your amount, pay, and file with the clerk before the sale. Here is the whole thing:

NOW · ONLINE

Apply online

Your details, the court and case information, the bond amount, and an effective date. That is the entire application — any credit screen is a soft pull that never shows as a hard inquiry.

INSTANTLY

Pay & e-sign

The premium is 1% of the bond amount ($100 minimum), computed on the spot — the bond issues the moment you pay, with your executed bond and power of attorney generated instantly.

BEFORE THE SALE

File with the clerk

File the executed bond with the clerk of the circuit court for the county where the foreclosure is pending. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Maryland's foreclosure rules require the individual authorized to make a foreclosure sale — a trustee, substitute trustee, mortgagee, or attorney named in the power of sale — to file a bond with the clerk of the circuit court before selling the property. The bond runs to the State of Maryland and is conditioned on compliance with court orders concerning the sale and the distribution of its proceeds.

Under Md. Rule 14-213, the bond amount is the court's to set: unless the court orders otherwise, it is the amount of the debt plus the estimated expenses of the proceeding, and the court may increase or decrease it on application by anyone with an interest in the property — or by the individual making the sale — under Rule 1-402(d). Take your figure from the case file or the court's order rather than from a rate table. This form is accepted by the circuit courts of every Maryland county except Montgomery County, which administers its own trustee-bond filings on a separate form.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond protects the borrower, the noteholder, and every party to the case by standing behind the accounting the court will ratify; we track the term and send renewal notices 60 and 30 days out.

Md. Rule 14-213Paraphrasing Md. Rule 14-213 (derived from former Rule 14-206(a)): before making a sale of property to foreclose a lien, the individual authorized to make the sale must file a bond to the State of Maryland, conditioned on compliance with any court order entered in relation to the sale of the property or the distribution of the proceeds of the sale. Unless the court orders otherwise, the amount of the bond is the amount of the debt plus the estimated expenses of the proceeding; on application by a person having an interest in the property or by the individual authorized to make the sale, the court may increase or decrease that amount under Rule 1-402(d). Confirm the figure in your case file or court order before you file — this is a summary, not the rule text.

You need this bond if you're

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A trustee or substitute trustee selling property at foreclosure anywhere in Maryland outside Montgomery County

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A foreclosure attorney named to exercise a power of sale for a lender

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A mortgagee selling directly under a mortgage with a power of sale

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Re-filing after the court resized the bond on application under Rule 1-402(d)

One application, issued instantly.

Submit the application with your court and case details — the executed bond is generated the moment you pay, ready to file with the clerk.

Start the application →

FAQ

Common questions.

How much is the Maryland foreclosure trustee bond?The premium is 1% of the bond amount, $100 minimum — a $25,000 bond works out to $250, for example. Your bond amount is the one the court set, and your exact price appears at the application, before you pay.

What bond amount do I need?The court sets it. Under Rule 14-213, unless the court orders otherwise the bond is the amount of the debt plus the estimated expenses of the proceeding, and the court may increase or decrease it under Rule 1-402(d) on application by anyone with an interest in the property or by the individual making the sale. Check your case file or the court order, then enter that figure.

When must the bond be filed?Before the sale — the rule requires the bond on file with the clerk of the circuit court before the individual authorized to make the sale sells the property.

My sale is in Montgomery County — is this the right bond?No — Montgomery County administers its own trustee-bond filings on a separate form. Use our Montgomery County foreclosure trustee bond instead; this one covers every other Maryland county.

Is there a credit check?If a credit screen runs on this bond, it is a soft pull only — never a hard inquiry, and it never affects your score.

Related bonds

Other Maryland bonds.

Bond your foreclosure sale today.

1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.

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