Maryland certificate of title bonds.
From $100.
Also known as the Maryland bonded title bond.
When you can’t prove ownership of a vehicle, Maryland lets you get a bonded title — file a surety bond under Transportation § 13-109 and the MVA issues the title. The amount is 1.5× the vehicle’s value, set by the Administration. Premium is 0.9% of the bond amount, $100 minimum — the exact price is set by your bond amount in the on-page calculator.
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How much does a Maryland certificate of title bond cost?
0.9% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Apply to bonded title in one sitting.
A fast application for the standard title bond — enter your amount, apply, and take the executed bond to the MVA. Here is the whole thing:
Apply online
Your details, the vehicle (year, make, model, VIN), and the bond amount (1.5× the vehicle’s value) — that is the application.
Priced and issued
No credit check up to $100,000 — your exact premium is set by bond amount. Most applications approve instantly and issue on the spot; larger amounts may get a quick review.
File with the MVA
Take the executed bond and the MVA’s required documents to get your bonded title. Wet-ink originals mailed whenever the office insists.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the title is missing, lost, or improperly assigned, Maryland lets you establish ownership with a bonded title under Transportation § 13-109. You post a surety bond, the MVA issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim.
The bond amount is one and one-half times the vehicle’s value, as determined by the Administration. Because the MVA sets the value, the right first step is to contact your local MVA office to confirm a bond is needed and get the value figure before you buy the bond.
The bond is conditioned to indemnify any former owner, lienholder, or subsequent buyer harmed by a defect in your title, and it stays in effect for three years. If a valid claim is paid, you repay the surety — it is a guarantee that backs your bonded title, not insurance for you.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single three-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the MVA. Take the executed bond and the MVA’s required documents to get your bonded title. Wet-ink originals mailed whenever the office insists.
What sets the price
The premium is 0.9% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
Priced at the application.
Submit the application with your bond amount (1.5× the vehicle’s value) — your exact premium (from $100) is set and the executed title bond is generated, ready to take to the MVA.
Start the application →Common questions.
Other Maryland bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Bonded title, issued today.
Premium from $100. Enter your amount and take it to the MVA the same day.