MD certificate of title bonds.
Flat 3%. Enter your amount.
When you can’t prove ownership of a vehicle, Maryland lets you get a bonded title — file a surety bond under Transportation § 13-109 and the MVA issues the title. The amount is 1.5× the vehicle’s value, set by the Administration, and we write it at a flat 3% with no credit check.
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Apply to bonded title in one sitting.
No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the MVA. Here is the whole thing:
Apply online
Your details, the vehicle (year, make, model, VIN), and the bond amount (1.5× the vehicle’s value) — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the MVA
Take the executed bond and the MVA’s required documents to get your bonded title. Wet-ink originals mailed whenever the office insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is 1.5× the vehicle’s value — enter it and the premium updates.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the title is missing, lost, or improperly assigned, Maryland lets you establish ownership with a bonded title under Transportation § 13-109. You post a surety bond, the MVA issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim.
The bond amount is one and one-half times the vehicle’s value, as determined by the Administration. Because the MVA sets the value, the right first step is to contact your local MVA office to confirm a bond is needed and get the value figure before you buy the bond.
The bond is conditioned to indemnify any former owner, lienholder, or subsequent buyer harmed by a defect in your title, and it stays in effect for three years. If a valid claim is paid, you repay the surety — it is a guarantee that backs your bonded title, not insurance for you.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with your bond amount (1.5× the vehicle’s value) — the executed title bond is generated instantly, ready to take to the MVA.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Maryland title bond? +
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Other New York bonds.
Bonded title, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the MVA the same day.