LA cotton merchant bonds.
Flat 3%. Soft pull.
A Louisiana cotton merchant license from the Agricultural Commodities Commission (LACC) can require a surety bond standing behind the cotton you buy from Louisiana growers. We issue it at a flat 3% — one soft credit pull that affects approval, never the price.
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Three steps to licensed.
Your LACC cotton merchant license is waiting on this bond. Here is the entire process — no broker phone tag:
Apply once, online
Business details, owner information, the bond amount the LACC set, and the effective date. The only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the LACC
Pay online and receive the executed bond ready to file with your cotton merchant license application or renewal. Wet-ink originals mailed whenever the Commission insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. A soft pull affects approval, never the price. Enter the figure the LACC set and the premium updates.
What it is and who needs it.
What the cotton merchant bond actually covers
The Agricultural Commodities Commission (LACC) regulates cotton merchants alongside grain dealers and commodity warehouses, under the Department of Agriculture and Forestry. A cotton merchant — sometimes licensed as a cotton service provider — is a buyer who purchases or contracts to purchase cotton grown by Louisiana farmers.
The bond is a grower-protection guarantee: it stands behind the money you owe farmers for cotton delivered on credit. If a licensed merchant fails to pay, a harmed grower can recover against the bond. The LACC sizes the amount to your purchase volume.
A note on current law: Louisiana has revised how it backs producers, leaning on a mix of security, stock insurance, and the Grain and Cotton Indemnity Fund in recent sessions. We will issue the bond the LACC asks you to file — send us your license packet and we will match the amount and form to what the Commission requires today.
You need this bond if you are
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Louisiana cotton merchant bond? +
Who requires this bond? +
Has the bond requirement changed? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
The LACC is waiting on one document.
Five-minute application, flat 3%, $275 minimum, soft pull only. Enter the amount the Commission set and file the same week.