KY notary bonds.
$275. Five minutes.
Since January 1, 2020, every Kentucky notary must file a $1,000 surety bond with the Secretary of State under KRS 423.390. Ours is $275 flat and bundles $10,000 of errors & omissions coverage for you — request it in the name of the individual being appointed.
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Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here's the entire process:
Apply online
The name of the individual being appointed and an effective date. That's the application — no financials, no credit check section.
Pay & e-sign
Notary bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the Secretary of State
Kentucky gives you 30 days from your commission to file the bond. Your executed bond arrives by email, ready to file. Wet-ink original mailed on request.
The whole pricing page.
$1,000 bond × 3% = $30, below our $275 minimum — so this bond is $275, which also includes $10,000 of E&O coverage. Multi-year terms available.
What it is and who needs it.
What the bond actually guarantees
Kentucky overhauled its notary law effective January 1, 2020, and now requires every notary public to file a $1,000 surety bond with the Secretary of State within 30 days of being commissioned, under KRS 423.390. The bond conditions the commission — no bond on file, no valid notary appointment.
The bond is a public-protection guarantee: if a notary’s misconduct or negligence harms someone, the harmed party can recover up to $1,000 against the bond — and if the surety pays, the notary repays the surety. That’s why we bundle in $10,000 of errors & omissions coverage, which protects you from your own honest mistakes.
Kentucky notary commissions run a four-year term. We track your bond and notify you ahead of expiration so your commission never lapses over a missed renewal — and the E&O rides along the whole way.
You need this bond if you're
Five minutes. The whole thing.
Request the bond in the name of the individual being appointed as a notary. No credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Notary bond, issued today.
$275 flat with $10,000 E&O included, five-minute application, bond often issued in the same sitting. Free until issued.