KY notary bonds.
$50 flat.

Since January 1, 2020, every Kentucky notary must file a $1,000 surety bond with the Secretary of State under KRS 423.390. Ours is $50 flat and bundles $10,000 of errors & omissions coverage for you — request it in the name of the individual being appointed.

Required for your KY notary commission — filed with the Secretary of State
$10,000 E&O included — the bond protects the public; the E&O protects you
Fixed price, fixed amount — $1,000 bond, $50, no quote process
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

The name of the individual being appointed and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Notary bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

WITHIN 30 DAYS

File with the Secretary of State

Kentucky gives you 30 days from your commission to file the bond. Your executed bond arrives by email, ready to file. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Kentucky overhauled its notary law effective January 1, 2020, and now requires every notary public to file a $1,000 surety bond with the Secretary of State within 30 days of being commissioned, under KRS 423.390. The bond conditions the commission — no bond on file, no valid notary appointment.

The bond is a public-protection guarantee: if a notary’s misconduct or negligence harms someone, the harmed party can recover up to $1,000 against the bond — and if the surety pays, the notary repays the surety. That’s why we bundle in $10,000 of errors & omissions coverage, which protects you from your own honest mistakes.

Kentucky notary commissions run a four-year term. We track your bond and notify you ahead of expiration so your commission never lapses over a missed renewal — and the E&O rides along the whole way.

KRS 423.390Effective January 1, 2020, KRS 423.390 requires every Kentucky notary public to obtain and file a $1,000 surety bond with the Secretary of State within 30 days of receiving the commission, and to maintain it for the four-year term. The bond protects the public against notary misconduct; errors & omissions coverage is optional and protects the notary. Our $50 bond includes $10,000 of E&O.

You need this bond if you're

Newly commissioned as a KY notary — file the bond within 30 days
Renewing your notary commission for another four-year term
An employer commissioning staff as notaries and covering their bonds
A signing agent or closer who wants the E&O protection bundled in

One application, issued instantly.

Request the bond in the name of the individual being appointed as a notary. The application collects no credit information.

Start the application →
FAQ

Common questions.

How much is the Kentucky notary bond?The premium is $50, flat, one-time, and it includes $10,000 of errors & omissions coverage. The bond amount is fixed at $1,000 by KRS 423.390, so there is no quote process.
What is the difference between the bond and the E&O?The $1,000 surety bond protects the public — if your misconduct harms someone, they can claim against it, and you repay the surety. The $10,000 E&O protects you — it covers your own honest mistakes. We bundle both into the $50.
When did Kentucky start requiring this?January 1, 2020. Kentucky overhauled its notary law under KRS 423.390, and every notary now must file a $1,000 surety bond with the Secretary of State within 30 days of being commissioned.
Is there a credit check?The application collects no credit information, and most applications approve instantly. Request it in the name of the individual being appointed, pay, and it issues. If a check ever runs, it's a soft pull that won't affect your credit score.
How long does the commission last?Kentucky notary commissions run four years. We track your bond and send renewal notices ahead of expiration, with autopay available, so your commission never lapses over a missed email.
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Notary bond, issued today.

$50 flat with $10,000 E&O included, no credit review, bond often issued in the same sitting. Free until issued.

Your price$50
Apply now →