Kentucky notary bonds, $1,000 + E&O.
$50 flat.
Since January 1, 2020, every Kentucky notary must file a $1,000 surety bond with the Secretary of State under KRS 423.390. Ours is $50 flat and bundles $10,000 of errors & omissions coverage for you — request it in the name of the individual being appointed.
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How much does a Kentucky notary bond cost?
$50 at the $1,000 amount, the same for every applicant.
Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here's the entire process:
Apply online
The name of the individual being appointed and an effective date. That is the application. No credit check.
Pay & e-sign
Notary bonds like this are among the thousands of bond types that issue right after purchase.
File with the Secretary of State
Kentucky gives you 30 days from your commission to file the bond. Your executed bond arrives by email, ready to file. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Kentucky overhauled its notary law effective January 1, 2020, and now requires every notary public to file a $1,000 surety bond with the Secretary of State within 30 days of being commissioned, under KRS 423.390. The bond conditions the commission — no bond on file, no valid notary appointment.
The bond is a public-protection guarantee: if a notary’s misconduct or negligence harms someone, the harmed party can recover up to $1,000 against the bond — and if the surety pays, the notary repays the surety. That’s why we bundle in $10,000 of errors & omissions coverage, which protects you from your own honest mistakes.
Kentucky notary commissions run a four-year term. We track your bond and notify you ahead of expiration so your commission never lapses over a missed renewal — and the E&O rides along the whole way.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $1,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single 4-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Secretary of State. Kentucky gives you 30 days from your commission to file the bond. Your executed bond arrives by email, ready to file. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $50 at the $1,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
Request the bond in the name of the individual being appointed as a notary. No credit check.
Start the application →Common questions.
Other Kentucky notary bonds.
Not sure this is the one your license calls for? These are the other notary bonds we write in Kentucky. Each has its own statute and bond amount.
Other Kentucky bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Notary bond, issued today.
$50 flat with $10,000 E&O included, no credit check, bond often issued in the same sitting. Free until issued.