KY roofing contractor bonds.
$300. Five minutes.

Kentucky does not license roofing contractors at the state level. The $10,000 roofing bond is the requirement to join the Kentucky Roofing Contractors Association — a fixed amount, and ours is $300 flat, which is 3% of the bond. Five-minute application, no credit check.

Required for Kentucky Roofing Contractors Association membership — not a state license
Fixed price, fixed amount — $10,000 bond, $300, no quote process
Statutory-style renewal dates — terms align to the calendar year (12/31)
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

This is one of the simplest bonds we write. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details, the term you want, and an effective date. That's the application — no financials, no credit check section.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount bonds like this are among the thousands that issue right after purchase. At most, 1–2 business days.

SAME DAY

Submit for membership

Your executed bond arrives by email, ready to submit with your Kentucky Roofing Contractors Association membership. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300, one-time per term. Fixed amount, fixed price, multi-year if you want it. Terms renew on a calendar-year (12/31) date.

1-year term
$300
2-year term
$600
3-year term
$900
About this bond

What it is and who needs it.

What the bond actually guarantees

Unlike most license bonds, Kentucky does not run a statewide roofing contractor license — there is no state agency that licenses roofers. The $10,000 roofing bond is instead a requirement to become a member of the Kentucky Roofing Contractors Association (KRCA).

The bond is a consumer-protection guarantee: it stands behind your contracts, so a customer harmed if you fail to perform the terms of a roofing job can recover against it. It's a three-party arrangement — you (the principal), the surety, and the protected customer.

Because this is a membership requirement rather than a state mandate, confirm with KRCA (or whoever is asking) that the $10,000 surety bond is what they need. If a city or county where you work imposes its own roofing or general contractor requirement, that may be a separate filing — send it to us and we'll confirm.

KRCA membership (no statewide license)Kentucky has no statewide roofing contractor license. The $10,000 roofing contractor surety bond is the requirement to qualify for membership in the Kentucky Roofing Contractors Association (KRCA); the bond protects consumers against a contractor’s failure to perform under contract. Local jurisdictions may impose separate contractor requirements — confirm with KRCA or your local authority which bond applies to you.

You need this bond if you're

Joining the Kentucky Roofing Contractors Association — the $10,000 bond is the membership requirement
Renewing KRCA membership and your current bond is expiring
A roofer asked for a $10,000 bond by a client, GC, or local jurisdiction
Marketing your accountability by carrying a recognized roofing bond

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Does Kentucky license roofing contractors? +
Not at the state level — there is no statewide roofing contractor license in Kentucky. The $10,000 roofing bond is a requirement for Kentucky Roofing Contractors Association (KRCA) membership, or sometimes a client or local requirement, rather than a state license bond.
How much is the Kentucky roofing contractor bond? +
The premium is $300 — a flat 3% of the fixed $10,000 bond amount, the same for every roofer. The $10,000 amount is fixed, so there is no quote process.
Do I pay the $10,000? +
No. You pay $300. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount bonds like this one don't need one.
When does it renew? +
Terms run 1, 2, or 3 years and renew on a calendar-year (12/31) date. We send renewal notices 60 and 30 days out, with autopay available, so your membership bond stays continuous.
Related bonds

Other New York bonds.

Roofing bond, issued today.

$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →