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Kentucky encroachment permit bonds.
From $100.

The Kentucky Transportation Cabinet can require a performance bond on form TC 99-7, guaranteeing you restore the right-of-way, when you encroach on a state right-of-way with a utility cut, driveway or other work. The Cabinet sets the amount; premiums are 1% of the bond amount, $100 minimum.

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Required by the Department of Highways Permits Branch as a condition of your encroachment permit
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Amount set by the Cabinet — sized to the cost of restoring the right-of-way
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From $100 — enter the required amount and see your exact price at application
1% rate$100 minimumExact priceshown at the applicationNo credit check up to $100,000above that, a soft pull at most, never a hard inquiry
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Kentucky encroachment permit bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard encroachment bond — enter your amount, pay, and file with the Permits Branch. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the encroachment location and KYTC permit number, the bond amount, and an effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $100,000.

SAME DAY

File with the Permits Branch

Submit the executed bond on form TC 99-7 to the Department of Highways Permits Branch. Wet-ink originals mailed whenever the Cabinet insists.

About this bond

What it is and who needs it.

What the encroachment bond actually covers

An encroachment permit lets you work within a Kentucky state right-of-way — running a utility line, cutting a driveway, or otherwise occupying Cabinet-controlled ground. The Transportation Cabinet conditions the permit on a performance bond so the public never pays to fix your work.

The bond is a restoration guarantee: it backs your obligation to correct any non-conforming aspect of the encroachment and to restore the right-of-way, roadway, and surfacing in accordance with Cabinet regulations. If you don't, the Cabinet can recover against the bond to do it for you. The bond stays in effect until the Cabinet terminates it in writing.

It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount the Permits Branch named on your permit; we issue it on form TC 99-7 with premiums starting at $100 and no credit check up to $100,000.

Transportation Cabinet — Encroachment Permit Bond (TC 99-7)The Kentucky Transportation Cabinet, Department of Highways Permits Branch, can require an encroachment permittee to post a performance bond on form TC 99-7 as a guarantee that non-conforming work is corrected and the right-of-way restored at no cost to the Cabinet (Permits Manual section PE-203). A cashier's check to the State Treasurer may be posted in lieu of a bond. Confirm the amount on your permit.

You need this bond if you are

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A utility or contractor working within a Kentucky state right-of-way
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Cutting a driveway or entrance that ties into a state highway
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Boring, trenching, or laying line under or alongside a state road
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Holding an encroachment permit the Permits Branch conditioned on a bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Permits Branch. Submit the executed bond on form TC 99-7 to the Department of Highways Permits Branch. Wet-ink originals mailed whenever the Cabinet insists.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the Cabinet set — the executed bond is generated instantly on form TC 99-7, ready to file.

Start the application →
FAQ

Common questions.

How much is the Kentucky highway encroachment permit bond?The premium is 1% of the bond amount, $100 minimum. The amount itself is set by the Transportation Cabinet, sized to the cost of restoring the right-of-way — enter the figure on your permit and your exact price appears at application.
Can I post cash instead of a bond?Yes — the Cabinet allows a cashier's check payable to the Kentucky State Treasurer in lieu of a performance bond. Most permittees use a surety bond because it ties up no cash; premiums start at $100.
When does the bond get released?The bond stays in effect until the Transportation Cabinet terminates it in writing, after your work conforms and the right-of-way is restored. The Cabinet generally allows about 30 days from permit release for a bond refund.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly; larger bond amounts may get a quick review.
Which form is the bond on?The Encroachment Permit Bond, Transportation Cabinet form TC 99-7. We issue the executed bond on that form, ready to file with the Department of Highways Permits Branch.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Encroachment bond, issued today.

Premiums from $100. Enter the amount the Cabinet required and file the same day.

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