Kentucky licenses grain dealers and grain warehousemen through the Department of Agriculture and conditions each license on a surety bond. The amount is tied to your prior-year grain volume, and we issue it at a flat 3% with one soft credit pull. Enter the amount your license requires and the premium updates.
















Your grain license is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, your grain dealer number and county, the bond amount, and an effective date — plus a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
Pay online and receive the executed bond ready to file with your grain dealer or warehouseman license. Wet-ink originals mailed whenever the state insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Department of Agriculture set and the premium updates.
Kentucky licenses grain dealers — buyers and sellers of grain for resale, milling, or processing — and grain warehousemen — operators of public grain warehouses — through the Department of Agriculture. Each license is conditioned on a separate surety bond running to the Commonwealth for the benefit of producers who sell or store grain.
The bond is a producer-protection guarantee: if a dealer fails to pay for grain it bought, or a warehouseman fails to deliver stored grain or its value, the harmed producer can recover against the bond. The amount is scaled to the volume of grain you handled the prior year, which is why it runs from a few thousand dollars up to seven figures.
It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount the Department of Agriculture set on your license, and we issue it at a flat 3% with a single soft credit pull.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Flat 3%, five-minute application, e-signed bond in 1–2 business days. Free until issued.