KY grain dealer & warehouseman bonds.
From $100.
Kentucky licenses grain dealers and grain warehousemen through the Department of Agriculture and conditions each license on a surety bond. The amount is tied to your prior-year grain volume, and premiums are 0.5% of the bond amount, $100 minimum, confirmed with a soft credit check. Enter the amount your license requires — your exact price appears at the application.
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Three steps to licensed.
Your grain license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, your grain dealer number and county, the bond amount, and an effective date — plus a one-time consent to a soft credit check.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score — never a hard inquiry.
E-sign & file with the Department of Agriculture
Pay online and receive the executed bond ready to file with your grain dealer or warehouseman license. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the grain bond actually covers
Kentucky licenses grain dealers — buyers and sellers of grain for resale, milling, or processing — and grain warehousemen — operators of public grain warehouses — through the Department of Agriculture. Each license is conditioned on a separate surety bond running to the Commonwealth for the benefit of producers who sell or store grain.
The bond is a producer-protection guarantee: if a dealer fails to pay for grain it bought, or a warehouseman fails to deliver stored grain or its value, the harmed producer can recover against the bond. The amount is scaled to the volume of grain you handled the prior year, which is why it runs from a few thousand dollars up to seven figures.
It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount the Department of Agriculture set on your license; premiums start at $100 and pricing runs through a single soft credit check that never affects your score.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Kentucky grain dealer or warehouseman bond? ▾
Do I need a separate bond as both a dealer and a warehouseman? ▾
What does the bond protect against? ▾
Is there a credit check? ▾
When does it renew? ▾
Other Kentucky bonds.
The Department of Agriculture is waiting on one document.
From $100, five-minute application, e-signed bond in 1–2 business days. Free until issued.