Kentucky grain dealer & warehouseman bonds.
From $100.
Kentucky licenses grain dealers and grain warehousemen through the Department of Agriculture and conditions each license on a surety bond. The amount is tied to your prior-year grain volume, and premiums are 0.5% of the bond amount, $100 minimum, confirmed with a soft credit check. Enter the amount your license requires.
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How much does a Kentucky grain dealer & warehouseman bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps to licensed.
Your grain license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, your grain dealer number and county, the bond amount, and an effective date — plus a one-time consent to a soft credit check.
Approved
Most are approved as soon as you apply. The credit check is a soft pull that never affects your score — never a hard inquiry. If it needs a second look, one to two business days at most.
E-sign & file with the Department of Agriculture
Pay online and receive the executed bond ready to file with your grain dealer or warehouseman license. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the grain bond actually covers
Kentucky licenses grain dealers — buyers and sellers of grain for resale, milling, or processing — and grain warehousemen — operators of public grain warehouses — through the Department of Agriculture. Each license is conditioned on a separate surety bond running to the Commonwealth for the benefit of producers who sell or store grain.
The bond is a producer-protection guarantee: if a dealer fails to pay for grain it bought, or a warehouseman fails to deliver stored grain or its value, the harmed producer can recover against the bond. The amount is scaled to the volume of grain you handled the prior year, which is why it runs from a few thousand dollars up to seven figures.
It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the amount the Department of Agriculture set on your license; premiums start at $100 and pricing runs through a single soft credit check that never affects your score.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Department of Agriculture. Pay online and receive the executed bond ready to file with your grain dealer or warehouseman license. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Kentucky bonds.
Price and requirements checked on the carrier’s application, . Page updated .
The Department of Agriculture is waiting on one document.
From $100, short application, bond issued when you pay. Free until issued.