IN tenant lease bonds.
Flat 3%. Soft pull only.

A tenant lease bond lets a renter (or a landlord) put a surety bond in place of a cash security deposit — the bond stands behind the lease the way a deposit would. It is a security-deposit alternative recognized under Indiana’s landlord-tenant law (IC 32-31-3). We issue it at a flat 3% with one soft credit pull that never affects your score.

Used as a security-deposit alternative on a residential or commercial lease — recognized under IC 32-31-3
Amount is whatever your lease or landlord requires — there is no single statutory figure
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded in one sitting.

No long underwriting queue for a standard lease bond — apply, a quick soft pull, and you have the executed bond. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the bond amount your lease requires, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

Deliver to your landlord

Pay online and receive the executed lease bond ready to hand to your landlord in place of the cash deposit. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the deposit your lease requires and the premium updates.

$1,000 bond
$275
$2,500 bond
$275
$5,000 bond
$275
About this bond

What it is and who needs it.

What the lease bond actually does

A tenant lease bond is a surety bond that stands in for a cash security deposit. Instead of tying up a full deposit, the tenant buys a bond — and the landlord gets the same protection: if the tenant damages the property or breaches the lease, the landlord can recover against the bond up to its amount.

Indiana’s residential landlord-tenant law (IC 32-31-3) governs security deposits, and a surety bond is one of the deposit alternatives landlords can choose to accept. Whether to accept a bond instead of cash is up to the landlord — this is not a state mandate, it is a tool for tenants and landlords who prefer a bond to a held deposit.

It is not insurance for the tenant — if the surety pays the landlord on a valid claim, the tenant repays the surety. The amount is whatever the lease requires, usually matching the deposit it replaces. Enter that figure and we issue it at a flat 3%, with one soft credit pull that never affects your score.

IC 32-31-3 (security deposits)Indiana’s residential landlord-tenant law governs security deposits at IC 32-31-3. A tenant lease (surety) bond is a security-deposit alternative a landlord may agree to accept in place of a cash deposit — it is not a statutory mandate, and acceptance is at the landlord’s discretion. The bond amount is set by the lease, typically matching the deposit it replaces. Confirm the required amount with your landlord.

You need this bond if you are

A tenant who would rather post a bond than tie up a full cash security deposit
A landlord or property manager who accepts a surety bond as a deposit alternative
A commercial tenant whose lease lets you bond the deposit instead of paying cash
Relocating and short on cash for a large upfront deposit

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your lease bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Indiana tenant lease bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount is whatever your lease or landlord requires — usually matching the cash deposit it replaces. Enter that figure and the quote updates.
Does Indiana require a tenant lease bond? +
No — it is not a state mandate. Indiana’s security deposit law (IC 32-31-3) governs deposits, and a surety bond is one alternative a landlord can agree to accept in place of cash. Whether to use one is between you and your landlord.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
Do I get the premium back at the end of the lease? +
No — the premium is the cost of the bond, not a refundable deposit. That is the trade-off: you pay 3% instead of tying up the full deposit in cash. If you damage the property, the landlord can still claim against the bond, and you would repay the surety.
What amount should I choose? +
Match it to the deposit your lease requires — that is the figure the bond replaces. If your landlord names a specific amount, use that. Send us the lease language and we will confirm.
Related bonds

Other New York bonds.

Lease bond, issued this week.

Flat 3%, $275 minimum, five-minute application, e-signed bond in 1–2 business days. Soft pull only.

Your premium @ 3%$275
Apply now →