Shelby County building bonds.
$100 flat.
Shelby County requires a $5,000 building contractor bond to register as a building contractor in the unincorporated county. Ours is $100 flat — set by our carrier for this bond — and no credit check.
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How much does a Shelby County building bond cost?
$100 at the $5,000 amount, the same for every applicant.
Three steps. One sitting.
County contractor bonds are the simplest thing in surety. Here is the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Building contractor bonds like this are among the thousands of bond types that issue right after purchase.
File with Shelby County
Your executed bond arrives by email, ready to file with your Shelby County building contractor registration. Wet-ink original mailed on request.
What it is and who needs it.
What the Shelby County building bond guarantees
Shelby County conditions building contractor registration on a $5,000 surety bond filed with the County. The bond is a public-protection guarantee: it backs your compliance with the County’s building code and permit rules while you work in unincorporated Shelby County.
It is a three-party arrangement: you (the principal), the surety carrier, and Shelby County (the obligee), with the County and harmed property owners as the protected parties. If your work violates the building code or damages public property, a claim can be made against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull permits and pass inspections treat the bond as a registration formality, not a risk.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with Shelby County. Your executed bond arrives by email, ready to file with your Shelby County building contractor registration. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Indiana bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your Shelby County registration today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.