Indiana pawnbroker bonds.
Flat 3%. Enter your amount.
Indiana licenses pawnbrokers through the Department of Financial Institutions (DFI), and conditions the license on a surety bond under IC 28-7-5-5.5. The amount is set by the DFI director — generally $50,000 per location, up to a maximum — and we issue it at a flat 3%.
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Apply to filed in one sitting.
Enter your amount, pay, and file with the DFI. Here is the whole thing:
Apply online
Your business details, your county of principal, the bond amount the DFI requires, and an effective date — that is the entire application.
Reviewed & issued
The executed bond is generated once you pay. Larger amounts may get a quick underwriter review — an underwriter reaches out within 48 hours if anything is needed.
File with the DFI
Submit the executed bond with your pawnbroker license application or renewal at the Indiana Department of Financial Institutions. Wet-ink originals mailed on request.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the DFI required and the premium updates.
What it is and who needs it.
What the Indiana pawnbroker bond covers
Indiana regulates pawnbrokers under IC 28-7-5, with licensing through the Department of Financial Institutions (DFI). The license is conditioned on a surety bond payable to the department for the benefit of Indiana residents who use the pawnbroker’s services.
Under IC 28-7-5-5.5, the bond amount is set by the DFI director — generally $50,000 per pawnshop location, up to a $200,000 maximum. The bond covers the licensee and the licensee’s employees and agents, and must stay in effect for two years after the license is surrendered or terminated.
The bond stands behind your compliance with Indiana pawnbroking law. If a customer is harmed by a violation, they can recover against the bond — and if the surety pays, you repay the surety. We issue the amount the DFI set, at a flat 3%, from carriers rated A- or better as the statute requires.
You need this bond if you are
Five minutes, issued fast.
Submit the application with the bond amount the DFI required — the executed bond is generated once you pay, ready to file.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Indiana pawnbroker bond? +
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Do I pay the full bond amount? +
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Other New York bonds.
Indiana pawnbroker bond, issued fast.
Five-minute application, flat 3%, $275 minimum. Enter the amount the DFI required and file with your license.