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Madison County sewage installer bonds.
$200 flat.

The Madison County Health Department requires every sewage disposal system installer to carry a $20,000 surety bond as a condition of its installer registration. Ours is $200 flat, issued instantly. The bond issues the moment you pay — no credit check.

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Required by the Madison County Health Department to register as a sewage disposal system installer
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Fixed amount, fixed price — $20,000 bond, $200, no quote process
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Multi-year terms available — set it once, keep your registration continuous for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Madison County sewage installer bond cost?

$200 at the $20,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Installer bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Health Department

Your executed bond and power of attorney arrive by email, ready to file with your Madison County Health Department installer registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The Madison County Health Department oversees on-site sewage (septic) systems in the county, and conditions an installer's registration on a $20,000 surety bond. The bond is a public-health and property-owner protection guarantee — it stands behind your compliance with the county's on-site sewage rules and Indiana's residential on-site sewage system rule (410 IAC 6-8.3).

It's a three-party arrangement: you (the principal), the surety carrier, and the Madison County Health Department (the obligee), with property owners as the protected parties. If an installer violates the sewage rules or leaves a property owner with a defective system, the harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Installers who follow the county's standards and pull proper permits treat the bond as a registration formality, not a risk.

Madison County Health Department (Environmental Health)The Madison County Health Department's Environmental Health division registers sewage disposal system installers and requires a $20,000 surety bond as a condition of that registration; on-site systems are also governed by Indiana's residential on-site sewage system rule, 410 IAC 6-8.3. The $20,000 amount is set by the Health Department — confirm current terms with the department when you register.

You need this bond if you're

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Registering as a sewage installer with the Madison County Health Department
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Renewing your installer registration and your current bond is expiring
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A septic contractor expanding into Madison County from another Indiana county
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Installing or repairing on-site systems that require a county-issued permit
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Health Department. Your executed bond and power of attorney arrive by email, ready to file with your Madison County Health Department installer registration. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $200 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Madison County sewage installer bond?The premium is $200, set by our carrier for this specific $20,000 bond — the same for every installer. The $20,000 amount is set by the Madison County Health Department, so there is no quote process.
Do I pay the $20,000?No. You pay $200. The $20,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond?Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase — many installers finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most applications approve instantly.
When does it renew?The bond must stay active for as long as you hold your installer registration. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your registration never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your installer registration today.

$200 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$200
Apply now →