The Madison County Health Department requires every sewage disposal system installer to carry a $20,000 surety bond as a condition of its installer registration. Ours is $200 flat, issued instantly. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
















Installer bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.
Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with your Madison County Health Department installer registration. Wet-ink original mailed on request.
The Madison County Health Department oversees on-site sewage (septic) systems in the county, and conditions an installer's registration on a $20,000 surety bond. The bond is a public-health and property-owner protection guarantee — it stands behind your compliance with the county's on-site sewage rules and Indiana's residential on-site sewage system rule (410 IAC 6-8.3).
It's a three-party arrangement: you (the principal), the surety carrier, and the Madison County Health Department (the obligee), with property owners as the protected parties. If an installer violates the sewage rules or leaves a property owner with a defective system, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Installers who follow the county's standards and pull proper permits treat the bond as a registration formality, not a risk.
These are the actual issuing fields — the application collects no credit information, because this bond doesn't need any.
Start the application →$200 flat, no credit review, bond often issued in the same sitting. Free until issued.