Indianapolis excavating contractor bonds.
From $100.
The City of Indianapolis (Marion County) requires excavating contractors to be licensed and bonded through the Department of Business and Neighborhood Services before they dig in the consolidated city. The premium is 0.5% of the bond amount, $100 minimum — most applicants approve instantly. Enter your required amount and the price updates.
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How much does an Indianapolis excavating contractor bond cost?
0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard contractor bond — enter your amount, pay, and file with the City. Here is the whole thing:
Apply online
Your business details, the bond amount the City required, and the effective date — that is the application.
Issued on the spot
No credit check up to $100,000.
File with Business & Neighborhood Services
Submit the executed bond with your excavating contractor license application. Wet-ink original mailed on request.
What it is and who needs it.
What the excavating contractor bond covers
The consolidated City of Indianapolis and Marion County license contractors — including excavating contractors — through the Department of Business and Neighborhood Services. To be a listed contractor and pull excavation permits, you register with the City and post a surety bond.
The bond is a public and right-of-way protection guarantee: it stands behind your compliance with the City-County contractor and excavation rules, including proper restoration of any public way you disturb. If you violate those rules or leave public property damaged, the City (the obligee) and harmed parties can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The City-County Code commonly sets a $10,000 contractor bond, but confirm the amount your specific excavating license requires; enter that figure and we issue from $100 — no credit check up to $100,000 for most applicants.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with Business & Neighborhood Services. Submit the executed bond with your excavating contractor license application. Wet-ink original mailed on request.
What sets the price
The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount your license requires — the executed bond is generated instantly, ready to file.
Start the application →Common questions.
Other Indiana bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Excavating contractor bond, issued today.
From $100. Enter the amount the City requires and file the same day.