IN loan broker bonds.
$360 flat.
Indiana requires a loan broker to file a $60,000 surety bond with the license application it submits through NMLS to the Secretary of State's Securities Division — and under IC 23-2.5-4-12 the bond covers the activities of the broker's principal manager and each mortgage loan originator it employs. Ours is $360 flat, the price you see is the checkout price, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.
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Three steps. One sitting.
Loan broker license bonds are among the simplest filings in surety. Here's the entire process:
Apply online
Business details, an effective date, and a term. That is the entire application — no financials, and any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
This bond is checkout-priced at $360 flat, so it issues the moment you pay — your executed bond and power of attorney generate on the spot.
File through NMLS
Indiana loan broker bonds are filed through NMLS for the Securities Division's review. Your executed bond arrives by email, ready to attach to your license application — wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
Indiana licenses loan brokers — people who, for a fee, arrange or negotiate loans for others — through the Securities Division of the Secretary of State, with applications and bond filings handled through NMLS. Licensure requires a $60,000 surety bond in favor of the state.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Indiana (the obligee). The bond stands behind your compliance with the Indiana loan broker statutes — and under IC 23-2.5-4-12 it covers the activities of your principal manager and each mortgage loan originator you employ, so one bond backs the whole operation.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond has to stay continuously on file for the license to stay in good standing; we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — business details, an effective date, and a term. That is the entire application.
Start the application →Common questions.
Other Indiana bonds.
Finish your loan broker license today.
$360 flat, issued the moment you pay, soft pull only. Free until issued.