Before you replace or pour new sidewalk in the public right-of-way in Lafayette, Indiana, the City requires a $1,000 surety bond on file. The 3% premium on $1,000 is under our $275 minimum, so the price is $275 flat — and the application is five minutes with no credit check.
















Right-of-way bonds are about the simplest thing in surety. Here's the whole process:
Business details and an effective date. That's the application — no financials, no credit section, no scavenger hunt.
Small fixed municipal bonds like this typically issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the City of Lafayette when you pull the sidewalk permit. Wet-ink original mailed on request.
$1,000 bond × 3% = $30, which is under our $275 minimum, so $275 flat per term. Fixed amount, fixed price, multi-year if you want it.
The City of Lafayette controls work in its public right-of-way — the strip between private property and the street where sidewalks, curbs, and aprons sit. Before a contractor pours new sidewalk or replaces existing sidewalk there, the City requires a $1,000 surety bond as a condition of the permit.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Lafayette (the obligee). The bond guarantees you'll build to the City's sidewalk standards and restore the right-of-way properly — if defective work or damage to public infrastructure goes unfixed, the City can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who build to spec and clean up after themselves treat the bond as a permit formality, not a risk.
These are the actual issuing fields — no credit section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.