Indianapolis floodplain bonds.
Flat 3%. Enter your amount.
The City of Indianapolis requires a performance bond before you develop, fill, or build in a regulated floodplain. The bond guarantees the floodplain work is completed to the city’s standards so it does not raise flood risk. We issue it at a flat 3% with one soft credit pull — enter the amount the city set and the premium updates.
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Three steps to filed.
A floodplain performance bond runs one soft credit pull, then issues. Here is the whole thing — no broker phone tag:
Apply once, online
Business details, the bond amount the city required, and the effective date — plus a one-time consent to a soft credit pull.
Reviewed & approved
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
File with the city
Pay online and receive the executed bond, ready to file with your City of Indianapolis floodplain development permit. Wet-ink originals mailed whenever the city insists.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure on your Indianapolis floodplain permit and the premium updates.
What it is and who needs it.
What the floodplain performance bond covers
The City of Indianapolis regulates development in mapped floodplain and floodway areas through its Department of Business and Neighborhood Services. When you grade, fill, or build in a regulated floodplain, the city can require a performance bond so the floodplain work is actually completed to the standard the permit sets.
It's a three-party guarantee: you (the principal), the surety carrier, and the City of Indianapolis (the obligee). If you do not complete the floodplain grading, fill, or mitigation as permitted, the city can recover its completion costs against the bond — protecting downstream property from increased flood risk.
It is not insurance for you. If the surety pays the city, you repay the surety. We issue the amount the city set, at a flat 3% with one soft credit pull that never affects your score.
You need this bond if you are
Five minutes. One soft pull.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Floodplain performance bond, issued this week.
Five-minute application, flat 3%, $275 minimum, one soft pull. Enter the amount the city required and file with your permit.