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Citizens Water maintenance bonds.
From $100.

Before Citizens Energy Group (Citizens Water) accepts new water main or service-line work tied into the Indianapolis system, it requires a maintenance bond guaranteeing that work against defects for the warranty period. The utility sets the amount; pricing is 3% of the bond amount, $100 minimum.

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Required by Citizens Energy Group (Citizens Water) before it accepts tie-in work into the Indianapolis system
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Guarantees your water main and service installation against defects through the maintenance / warranty period
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3% of the bond amount, $100 minimum — enter the amount the utility required and see your exact price at application
3% of amount$100 minimumSoft pull onlynever a hard inquiryFastinstant underwriting
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Citizens Water maintenance bond cost?

3% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

Enter your amount, consent to a soft pull, and file with Citizens Water. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount Citizens Water required, and the effective date — plus a one-time consent to a soft credit pull.

USUALLY SAME DAY

Reviewed & approved

Most of these clear quickly. The credit check is a soft pull that never affects your score — it can affect approval and where in the range your price lands, never a hard inquiry.

SAME DAY / NEXT

File with Citizens Water

Submit the executed maintenance bond to Citizens Energy Group with your tie-in or developer agreement. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the maintenance bond actually guarantees

Citizens Energy Group owns and operates the water utility serving Indianapolis and much of Marion County as Citizens Water. When a developer or contractor installs water mains or service connections that will be accepted into that public system, the utility requires a maintenance bond before it takes the infrastructure over.

The bond is a workmanship-and-materials guarantee: it stands behind your installation for the maintenance (warranty) period — commonly one to three years — so that if a main, valve, or service line you installed fails because of defective work, the utility can have it corrected without the cost falling on its ratepayers.

It is not insurance for you — if the utility makes a valid claim and the surety pays, you repay the surety. Contractors who build to Citizens Water's standards and warranty their work treat the bond as a routine acceptance step.

Citizens Energy Group — Water EngineeringCitizens Energy Group (Citizens Water) requires a maintenance bond as a condition of accepting new water main and service-line work into the Indianapolis public water system; the bond amount and maintenance period are set by Citizens Water Engineering under its developer and construction standards. Confirm the required amount and term on your utility agreement or permit.

You need this bond if you are

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A utility or site contractor installing water mains or services that tie into the Citizens Water system
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A developer whose project agreement requires a maintenance bond before Citizens Water accepts the infrastructure
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Completing a tie-in that the utility conditions on a workmanship guarantee
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Replacing an expiring bond so your warranty obligation to Citizens Water stays covered
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with Citizens Water. Submit the executed maintenance bond to Citizens Energy Group with your tie-in or developer agreement. Wet-ink originals mailed on request.

What sets the price

The premium is 3% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

One soft credit pull, never a hard inquiry, and it never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual underwriting fields, including a one-time consent to a quick soft credit check. Submit once and your bond is typically issued the same day.

Start the application →
FAQ

Common questions.

How much is the Citizens Water maintenance bond?Pricing is 3% of the bond amount, $100 minimum. The amount itself is set by Citizens Water, usually as a percentage of the installed water infrastructure cost. Enter that figure and your exact price appears at the application.
Who requires this bond?Citizens Energy Group — Citizens Water — requires it before accepting new water main or service work into the Indianapolis public system. It is set by the utility, not by the State of Indiana.
What does the bond guarantee?Your workmanship and materials for the maintenance / warranty period. If something you installed fails because of defective work during that period, the utility can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check?Yes: one soft credit pull, never a hard inquiry, and it never affects your score. A quick soft credit check may apply as part of underwriting — never a hard inquiry, no impact on your score. It does not set your price: the premium is 3% of the bond amount, $100 minimum, shown instantly in the calculator.
How long does the bond run?For the maintenance period Citizens Water sets — commonly one to three years after the work is accepted. Confirm the term on your utility agreement and we issue the bond to match.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Citizens Water maintenance bond, issued today.

Pricing from $100. Enter the amount the utility required and file the same day.

Your premiumfrom $100
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