A fire protection contractor signatory to Sprinkler Fitters Local No. 281 is generally required, under the local's collective bargaining agreement, to post a wage-and-fringe-benefits bond securing wages and contributions to the local's trust funds — medical, pension, and other negotiated benefits — for work across Cook, DuPage, Grundy, Kane, Kendall, Lake, McHenry, and Will counties and the surrounding jurisdiction. This is a private contractual requirement of the union agreement, not an Illinois statute. Premiums cost 4% of the bond amount, $100 minimum.
















No long underwriting queue for the standard union wage-and-fringe bond — enter your amount, consent to the soft pull, and deliver the bond to the local. Here is the whole thing:
Your company details, the bond amount Local 281 specified, and the effective date — plus a one-time credit consent that authorizes a soft pull only.
Most wage-and-fringe-benefits bonds clear instantly; the soft pull informs approval and never affects your score. Pricing is 4% of the bond amount, $100 minimum. Larger amounts may get a brief review.
Your executed bond and power of attorney arrive by email, ready to deliver to Sprinkler Fitters Local No. 281 or its trust fund administrator. Wet-ink originals mailed on request.
A wage-and-fringe-benefits bond is the security Sprinkler Fitters Local No. 281 requires from a signatory fire-protection contractor as part of doing business under its collective bargaining agreement — a condition of the union contract, not a state licensing statute. It backstops the contractor's core obligations to the workforce: wages actually earned and contributions to the local's medical, pension, and other negotiated trust funds.
It is a three-party arrangement: the contractor (principal), the surety carrier, and Local 281 or its trust funds (obligee), protecting covered sprinkler fitters across Cook, DuPage, Grundy, Kane, Kendall, Lake, McHenry, and Will counties in Illinois and the local's Indiana jurisdiction. If a signatory contractor fails to remit wages or fund contributions as required, the trust funds can claim against the bond; if the surety pays, the contractor repays the surety.
There is no single figure fixed by state law — the amount is set by the local's trust agreement, commonly scaled to a contractor's workforce or hours reported. Enter the amount your local specified; your premium is priced from a $100 minimum after a one-time credit consent that authorizes a soft pull only.
These are the actual underwriting fields, including a one-time credit consent that authorizes a soft pull only. It never affects your score, and your price — from a $100 minimum — is set at application.
Start the application →Premiums from $100, soft pull only. Enter the amount Local 281 specified and deliver it the same day.